597 Saint Kitts Loop, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 597 Saint Kitts Loop, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2017
Square Footage3,165 sqft Living Area
Lot Size10,890 sqft (0.25 acres)
OccupancyOwner Occupied
Last Sale$400,000 (2018)
Tax Bill$334.00 (2025)

Property Details

APN / Parcel Number

Primary APN027442-0470

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures19 Plumbing Fixtures
Building Area3,165 sqft Living Area
Gross Area3,795 sqft Gross Area
1st Floor3,165 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,890 sqft (0.25 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area630 sqft Garage
Patio Area216 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address597 SAINT KITTS LOOP
CitySAINT AUGUSTINE
StateFL
Zip32092-1183
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description75/43-56 WINDWARD RANCH PHASE ONE LOT 47 OR4502/130
Legal Range28E
Legal Township06S
Legal Section36
Legal SubdivisionWINDWARD RANCH PHASE ONE
Legal Phase1
Legal Block1
Legal Lot Number47
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2017
Census Tract20906

Owner

Source: St. Johns County records · APN 027442-0470

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address597 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1183
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
ROCKET MORTGAGE LLC
Sep 24, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Feb 12, 2018Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 12, 2018 · Amount on Record
Deed SaleFeb 12, 2018 · Amount on Record
Deed Doc Number20189493
Deed Book / Page4502 / 130
Record RefreshedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address597 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1183
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address597 SAINT KITTS LOOP, ST AUGUSTINE, FL 32092-1183

Mortgage

Document Number0062621498
DateNov 25, 2025
Book Page6262/1498
Instrument2025096044
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address597 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1183
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050510053
DateSep 24, 2020
Book Page5051/53
Instrument2020082440
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term333 Months
DueJun 01, 2048

February 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 12, 2018
Property Address597 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1183
Document Number0045020130
Book / Page4502 / 0130
Map ReferenceMB75 PG43
Instrument DateFeb 09, 2018
Instrument2018009493
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyNORTH AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address597 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1183

Mortgage

Document Number2018009494
DateFeb 12, 2018
Instrument2018009494
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$416,781 (+2.7%)$530,068 (-0.52%) Land $100,000 Building $430,068
2025$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption$405,824 (+2.9%)$532,854 (-4.34%) Land $100,000 Building $432,854
2024$254.00 Disabled Person's exemption Veteran's exemption$394,387 (+3%)$557,021 (+12.21%) Land $100,000 Building $457,021
2023$254.00 (+7.63%) Disabled Person's exemption Veteran's exemption$382,900 (+3.94%)$496,395 (+3.72%) Land $90,720 Building $405,675
2022$236.00 Disabled Person's exemption Veteran's exemption$368,373$478,598 Land $84,000 Building $394,598

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 1,299 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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