597 S Lake St, Aurora, IL 60506 Property Records

Kane County property record for 597 S Lake St, Aurora, IL 60506

Property Summary

Property Type	Commercial
Details	5,945 sqft · built 1915
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jul 2020)
Tax Bill	$6,460 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-28-127-046`

Property Details

APN / Parcel Number

Primary APN	`15-28-127-046`

Interior

Stories	2 Stories
Building Area	5,945 sqft Gross Area
Basement Area	1,815 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Masonry / Concrete Block
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	597 S LAKE ST
City	AURORA
State	IL
Zip	60506-6185
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ESSERS RESUB: PT WAGNERS 2ND ADD : LOT 6
Legal Subdivision	ESSERS RESUB
Legal Block	2
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2025
Census Tract	854700

Owner

597 S Lake St, a commercial property, is owned by an individual who bought it in July 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	951 S CARLY CIR, YORKVILLE, IL 60560-8305
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on File
Deed Sale	Jul 2, 2020 · Amount on File
Prior Sale	Jul 17, 2012 · Amount on File
Deed Document Number	202035503
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 2, 2020
Property Address	597 S LAKE ST, AURORA, IL 60506-5560
Document Number	0000035503
Instrument Date	May 28, 2020
Instrument	2020K035503
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1741 W ORCHARD PL, ARLINGTON HEIGHTS, IL 60005-2479

Mortgage

Document Number	0000035504
Date	Jul 2, 2020
Instrument	2020K035504

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 597 S Lake St was $6,460.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,460.00	$86,982 (+9.39%) Land $6,744 Building $80,238	$261,050 (+9.39%) Land $20,240 Building $240,810
2024		$79,515 Land $6,165 Building $73,350	$238,640 Land $18,502 Building $220,138
2022	$5,738.00 (+65.41%)	$64,823 (+70.69%) Land $5,026 Building $59,797	$194,469 (+70.69%) Land $15,078 Building $179,391
2021	$3,469.00	$37,977 Land $4,679 Building $33,298	$113,931 Land $14,037 Building $99,894

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 597 S Lake St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1980–2008)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 597 S Lake St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile, Watch TV.

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