597 Railgate Loop, Lugoff, SC 29078 Property Records

Kershaw County property record for 597 Railgate Loop, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	1,571 sqft
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$193,000 (Oct 2022)
Tax Bill	$1,233 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`336-01-0B-013-SES`

Property Details

APN / Parcel Number

Primary APN	`336-01-0B-013-SES`
Alternative APN	`35173`

Interior

Stories	1 Story
Building Area	1,571 sqft Gross Area
Gross Area	1,291 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Vinyl
Lot Area	22,216 sqft (0.51 acres)
Porch	Porch
Porch Area	240 sqft
Deck Area	40 sqft

Location & Zoning

Account Number	35173
Old Parcel Number	336-01-0B-013 SES
Street Address	597 RAILGATE LOOP
City	LUGOFF
State	SC
Zip	29078-8990
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	RAILGATE LOOP SUBDIV LOT 13
Legal Subdivision	RAILGATE LOOP SUBDIV
Legal Lot Number	13
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2004
Census Tract	970906

Owner

Source: Kershaw County records · APN 336-01-0B-013-SES

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	597 RAILGATE LOOP, LUGOFF, SC 29078-8990
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2022 · Amount on Record
Deed Sale	Oct 27, 2022 · Amount on Record
Deed Document Number	0004844137
Deed Book / Page	1718 / 029
Prior Transfer Date	Mar 03, 2005
Prior Transfer Doc	02191
Record Updated	Jun 08, 2026

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Jan 11, 2019
Property Address	597 RAILGATE LOOP, LUGOFF, SC 29078-8990
Document Number	0000000225
Book / Page	003972 / 000148
Instrument Date	Jan 10, 2019
Instrument	225
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$472.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	597 RAILGATE LOOP LUGOFF SC 290788990, LUGOFF, SC 29078-8990

Mortgage

Document Number	226
Date	Jan 11, 2019
Book Page	003972/000151
Instrument	226

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2049

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,233.00 (-50.56%)	$193,000 (-) Land $25,000 Building $168,000	$193,000 (-)
2023	$2,494.00	$193,000 Land $25,000 Building $168,000	$193,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, TruVista Communications.

Based on FCC filings for 79 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.