Essex County and Nutley Township property record for 597 Prospect St, Nutley, NJ 07110
| Property Type | Single Family Home |
|---|---|
| Details | 1,923 sqft · built 1945 |
| Lot Size | 0.154 acres (6,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $574,200 (Aug 2022) |
| Tax Bill | $14,812 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02901-0000-00017 |
| Primary APN | 16-02901-0000-00017 |
|---|---|
| Alternative APN |
|
| Building Area | 1,923 sqft Living Area |
|---|
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 6,700 sqft (0.154 acres) |
| Lot Dimensions | 134 ft deep x 50 ft wide |
| Old Parcel Number | 1600237000000032 |
|---|---|
| Street Address | 597 PROSPECT ST |
| City | NUTLEY |
| State | NJ |
| Zip | 07110-1554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | 50X134 IRR |
| Legal Block | 2901 |
| Legal Lot Number | 17 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | NUTLEY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 13400 |
Source: Essex County and Nutley Township records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 597 PROSPECT ST, NUTLEY, NJ 07110-1554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 11, 2022 | Bargain and Sale Deed, Transfer · Stand-Alone First Mortgage BENJAMIN A PACE III ETUX |
| Sep 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 21, 2017 | Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2022 · Amount on Record |
| Deed Sale | Aug 11, 2022 · Amount on Record |
| Prior Sale | Sep 11, 2007 · Amount on Record |
| Deed Document Number | 202275269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 11, 2022 |
| Property Address | 597 PROSPECT ST, NUTLEY, NJ 07110-1554 |
| Document Number | 0000075269 |
| Instrument Date | Aug 9, 2022 |
| Instrument | 2022075269 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Title Company | NUCO TITLE INSURANCE AGENCY INC, NUCO TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,436.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3705 FAWN MEADOW TRL, 3705, DENISON, TX 75020-0054 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 597 PROSPECT ST, NUTLEY, NJ 07110-1554 |
| Document Number | 0000075270 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | 2022075270 |
| Name | BENJAMIN A PACE III ETUX |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Rate | 2% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 597 PROSPECT ST, NUTLEY, NJ 07110-1554 |
| Document Number | 0000093571 |
| Instrument Date | Sep 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 597 PROSPECT ST NUTLEY NJ 071101554, NUTLEY, NJ 07110-1554 |
| Document Number | 0000093571 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 93571 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 23, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 597 PROSPECT ST, NUTLEY, NJ 07110-1554 |
| Document Number | 0000067141 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 597 PROSPECT ST NUTLEY NJ 071101554, NUTLEY, NJ 07110-1554 |
| Document Number | 0000067141 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 67141 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2047 |
Source: Essex County and Nutley Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Nutley Township |
| Unified School District | Nutley Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $548,800 (-) Land $219,700 Building $329,100 | $548,800 (-) Land $219,700 Building $329,100 | |
| 2025 | $14,812.00 (+2.55%) | $548,800 (-) Land $219,700 Building $329,100 | $548,800 (-) Land $219,700 Building $329,100 |
| 2024 | $14,444.00 (+3.33%) | ||
| 2023 | $548,800 Land $219,700 Building $329,100 | $548,800 Land $219,700 Building $329,100 | |
| 2022 | $13,979.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2025 Coliform assessment Oct 2023 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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