597 Pascal St S, Saint Paul, MN 55116 Property Records

Ramsey County property record for 597 Pascal St S, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,471 sqft · built 1949
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (May 2026)
Tax Bill	$11,682 (2025)
Deeds & Mortgages	May 2025 Line of Credit May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-28-23-32-0007`

Property Details

APN / Parcel Number

Primary APN	`10-28-23-32-0007`
Alternative APNs	`8173187` `200647`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,471 sqft Living Area
1st Floor Area	1,406 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1980
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	125 ft deep x 54 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	200647
Street Address	597 PASCAL ST S
City	SAINT PAUL
State	MN
Zip	55116-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OTTO HUNTS ADDITION LOT 9 BLK 1
Legal Range	23
Legal Township	28
Legal Section	10
Legal Subdivision	OTTO HUNTS ADDITION
Legal Block	1
Legal Lot Number	9
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1001
Census Tract	36500

Owner

Source: Ramsey County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	597 PASCAL ST S, SAINT PAUL, MN 55116-1505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 20, 2025	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF WISCONSIN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Nov 17, 2003 · Amount on Record
Deed Document Number	20262816155
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	597 PASCAL ST S, SAINT PAUL, MN 55116-1505
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	597 PASCAL ST S, SAINT PAUL, MN 55116-1505

Mortgage

Document Number	0T02794742
Date	May 20, 2025
Instrument	T02794742

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 19, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 20, 2026
Property Address	597 PASCAL ST S, SAINT PAUL, MN 55116-1505
Document Number	0002816155
Instrument Date	May 1, 2026
Instrument	2026.2816155
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$248,965.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	597 PASCAL ST S, SAINT PAUL, MN 55116-1505
Investor	Possibly a Property Investor

Mortgage

Document Number	0002816156,
Date	May 20, 2026
Instrument	2026.2816156

Lender

Name	UNIVERSITY OF WISCONSIN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,682.00 (+10.65%)	$711,200 (+8.5%) Land $156,700 Building $554,500	$711,200 (+8.5%) Land $156,700 Building $554,500
2024	$10,558.00 (+7.04%)
2023	$9,864.00	$655,500 Land $156,700 Building $498,800	$655,500 Land $156,700 Building $498,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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