597 Mountain View Ter, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 597 Mountain View Ter, Middlesex, NJ 08846

Property Summary

Property TypeSingle Family Home
Details1,140 sqft · built 1951
Lot Size0.174 acres (7,579 sqft)
Owner2 Individual Names on Record
Last Sale$302,000 (Sep 2008)
Tax Bill$9,474 (2025)
Deeds & MortgagesNov 2021 Mortgage
Oct 2021 Transfer
Flood ZoneZone X (minimal risk)
APN10-00003-0000-00023

Property Details

APN / Parcel Number

Primary APN10-00003-0000-00023
Alternative APN
  • 100000300023

Interior

Stories1 Story
Building Area1,140 sqft Living Area
1st Floor Area1,140 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Construction TypeFrame
Lot Area7,579 sqft (0.174 acres)
Lot Dimensions116 ft deep x 65 ft wide

Location & Zoning

Street Address597 MOUNTAIN VIEW TER
CityMIDDLESEX
StateNJ
Zip08846-1652
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-75
Legal Description65X116.64
Legal SubdivisionHOMEWOOD
Legal Block3
Legal Lot Number23
JurisdictionMIDDLESEX NJ
Township / Civil DivisionMIDDLESEX
Census Block Group1
Census Block1000
Census Tract200

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address597 MOUNTAIN VIEW TER, MIDDLESEX, NJ 08846-1652
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
COLUMBIA BANK
Oct 22, 2021Intrafamily Transfer, Transfer
FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2008 · Amount on Record
Deed SaleSep 8, 2008 · Amount on Record
Prior SaleApr 1, 2003 · Amount on Record
Deed Document Number200810820
Deed Book / Page5982 / 167
Last Transfer DateOct 4, 2021
Transfer Doc0000133543
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address597 MOUNTAIN VIEW TER, MIDDLESEX, NJ 08846-1652
Transaction TypeMortgage
Record UpdatedNov 25, 2021
Title CompanyFIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021136957
DateNov 3, 2021
Book Page18697/139
Instrument2021136957
Lender
NameCOLUMBIA BANK
TypeBank
AddressFAIR LAWN, NJ 07410
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIDDLESEX NJ
Recording DateOct 22, 2021
Property Address597 MOUNTAIN VIEW TER, MIDDLESEX, NJ 08846-1652
Document Number2021133543
Book / Page18685 / 199
Instrument DateOct 4, 2021
Instrument2021133543
Transaction TypeTransfer
Record UpdatedNov 22, 2021
Title CompanyFIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address597 MOUNTAIN VIEW TER, MIDDLESEX, NJ 08846-1652

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityMiddlesex Borough
Unified School DistrictMiddlesex Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$455,000 (+1.81%) Land $149,300 Building $305,700$455,000 (+1.81%) Land $149,300 Building $305,700
2025$9,474.00 (+10.1%)$446,900 (+20.17%) Land $149,300 Building $297,600$446,900 (+20.17%) Land $149,300 Building $297,600
2024$8,605.00 (+11.97%)
2023$371,900 Land $149,300 Building $222,600$371,900 Land $149,300 Building $222,600
2022$7,685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Nearby Flood Policies45 in force
Nearby Flood Claims148 (1979–2025)
Claims Outside the SFHA10 of 148
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 21 claims
  • Hurricane Irene, Aug 2011 · 30 claims
  • Severe Storms And Flooding, Mar 2010 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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