597 Cypress Dr, Luling, LA 70070 Property Records

St. Charles Parish property record for 597 Cypress Dr, Luling, LA 70070

Property Summary

Property Type	Single Family Home
Details	2,304 sqft · built 2001
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,562 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2018 Mortgage
APN	`2-050 012 00004`

Property Details

APN / Parcel Number

Primary APN	`2-050 012 00004`

Interior

Building Area	2,304 sqft Living Area

Exterior

Year Built	Built 2001
Lot Area	17,860 sqft (0.41 acres)

Location & Zoning

Street Address	597 CYPRESS DR
City	LULING
State	LA
Zip	70070-3247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 4, SQ. 12, WILLOWRIDGE ESTATES, PHASE IV
Legal Subdivision	WILLOWRIDGE ESTATES - IV, V, P
Legal Phase	IV
Legal Block	12
Legal Lot Number	4
Jurisdiction	ST CHARLES LA
Township / Civil Division	2
Census Block Group	4
Census Block	4017
Census Tract	63100

Owner

Source: St. Charles Parish records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	597 CYPRESS DR, LULING, LA 70070-3247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSINESS ADMN
Oct 11, 2018	Deed of Trust, Mortgage NEW ORLEANS FIREMENS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2014
Deed Sale	Jan 15, 2014
Deed Document Number	0000796598
Deed Book / Page	0649 / 220
Prior Transfer Date	Apr 4, 2005
Prior Transfer Doc	0306049
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	597 CYPRESS DR, LULING, LA 70070-3247
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019980444
Date	May 16, 2022
Book Page	1998/444
Instrument	468257

Lender

Name	US SMALL BUSINESS ADMN
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	168 Months
Due	Dec 28, 2036

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	597 CYPRESS DR, LULING, LA 70070-3247
Document Number	0017840391
Instrument Date	Oct 11, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018
Title Company	RIVERVIEW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	597 CYPRESS DR LULING LA 700703247, LULING, LA 70070-3247

Mortgage

Document Number	0017840391
Date	Oct 12, 2018
Book Page	001784/000391
Instrument	436037

Lender

Name	NEW ORLEANS FIREMENS FCU
Type	Credit Union
Address	METAIRIE, LA 70001

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Oct 11, 2025

Tax Assessment & Valuation

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,562.00 (-1.5%) Homeowner's exemption	$32,850 (-) Land $11,530 Building $21,320	$328,500 (-) Land $115,300 Building $213,200
2024	$2,601.00 (+29.6%) Homeowner's exemption	$32,850 (+28.92%) Land $11,530 Building $21,320	$328,500 (+28.92%) Land $115,300 Building $213,200
2023	$2,007.00 (+83.79%) Homeowner's exemption	$25,480 (+51.28%) Land $8,200 Building $17,280	$254,800 (+51.28%) Land $82,000 Building $172,800
2022	$1,092.00 Homeowner's exemption	$16,843 Land $8,200 Building $8,643	$168,430 Land $82,000 Building $86,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 757 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	757 in force
Nearby Flood Claims	115 (1980–2025)
Claims Outside the SFHA	5 of 115
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Ida, Sep 2021 · 12 claims Hurricane Katrina, Aug 2005 · 45 claims Severe Storms And Flooding, May 1995 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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