Sumter County property record for 597 Covington St, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,229 sqft · built 1969 |
| Lot Size | 0.471 acres (20,520 sqft) |
| Owner | Individual Name on File |
| Last Sale | $182,500 (Oct 2018) |
| Tax Bill | $62 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 205-03-03-016 |
| Primary APN | 205-03-03-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,229 sqft Living Area |
| 1st Floor Area | 2,229 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 20,520 sqft (0.471 acres) |
| Lot Dimensions | 190 ft deep x 108 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Patio Area | 242 sqft |
| Fence | Fence |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Utility Building | 34 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 26659 |
|---|---|
| Old Parcel Number | 205 03 03 016 |
| Street Address | 597 COVINGTON ST |
| City | SUMTER |
| State | SC |
| Zip | 29150-3205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | LOT 7 PB99-809 PB92-279 100 FT PB90-389 |
| Legal Subdivision | HEATHLEYWOOD |
| Legal Lot Number | 7 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 902 |
Source: Sumter County records · APN 205-03-03-016
Assessment roll updated September 13, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 597 COVINGTON ST, SUMTER, SC 29150-3205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2020 | Deed of Trust, Mortgage · VA Mortgage GATEWAY MTG GRP |
| Oct 02, 2018 | Deed, Transfer · VA Mortgage GATEWAY MORTGAGE GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 2018 · Amount on Record |
| Deed Sale | Oct 02, 2018 · Amount on Record |
| Deed Document Number | 0012485124 |
| Deed Book / Page | 1248 / 5124 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 597 COVINGTON ST, SUMTER, SC 29150-3205 |
| Document Number | 0012713272 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 597 COVINGTON ST SUMTER SC 291503205, SUMTER, SC 29150-3205 |
| Document Number | 0012713272 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 001271/003272 |
| Name | GATEWAY MTG GRP |
|---|---|
| Address | JENKS, OK 74037 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Oct 02, 2018 |
| Property Address | 597 COVINGTON ST, SUMTER, SC 29150-3205 |
| Document Number | 0012485124 |
| Book / Page | 1248 / 5124 |
| Map Reference | MB Z-24 PG98 |
| Instrument Date | Oct 01, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.25 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 597 COVINGTON ST, SUMTER, SC 29150-3205 |
| Document Number | 0012485128 |
|---|---|
| Date | Oct 02, 2018 |
| Instrument | 1248/5128 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2048 |
Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $62.00 (-95.53%) Homeowner's exemption | $7,875 (+4.58%) Land $1,296 Building $6,579 | $196,863 (-) Land $32,400 Building $164,463 |
| 2023 | $7,530 (-) Land $1,300 Building $6,230 | $196,863 (-) Land $32,400 Building $164,463 | |
| 2022 | $1,387.00 | $7,530 Land $1,300 Building $6,230 | $196,863 Land $32,400 Building $164,463 |
Source: FEMA National Flood Hazard Layer as of January 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 17 (1989–2023) |
| Claims Outside the SFHA | 2 of 17 |
| Most Recent Claim | Mar 2023 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 99.1% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 247 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SUMTER serves 53,070 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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