597 Cornerstone Cir, Irmo, SC 29063 Property Records

Richland County property record for 597 Cornerstone Cir, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 2015
Lot Size	0.137 acres (5,971 sqft)
Owner	Individual Name on Record
Last Sale	$145,900 (Mar 2016)
Tax Bill	$1,523 (2025)
Deeds & Mortgages	Sep 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`04005-01-22`

Property Details

APN / Parcel Number

Primary APN	`04005-01-22`
Alternative APNs	`R04005-01-22` `02024044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,584 sqft Heated Area
Gross Area	2,032 sqft
1st Floor Area	684 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,971 sqft (0.137 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	52 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02024044
Street Address	597 CORNERSTONE CIR
City	IRMO
State	SC
Zip	29063-2788
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 78 45X135.2X45X135.2 #SU CORNERSTONE PH 2 #PR RB1311-2974
Legal Subdivision	CORNERSTONE OF IRMO
Legal Lot Number	45,78
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	4
Census Block	4013
Census Tract	10305

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	597 CORNERSTONE CIR, IRMO, SC 29063-2788
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2016 · Amount on Record
Deed Sale	Mar 2, 2016 · Amount on Record
Prior Sale	Jan 16, 2015 · Amount on Record
Deed Document Number	201612232
Deed Book / Page	2092 / 3106
Record Updated	Sep 20, 2026

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHLAND SC
Property Address	597 CORNERSTONE CIR, IRMO, SC 29063-2788
Document Number	2340/3177
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	597 CORNERSTONE CIR IRMO SC 290632788, IRMO, SC 29063-2788

Mortgage

Document Number	2340/3177
Date	Oct 5, 2018
Book Page	002340/003177
Instrument	71796

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92186-5304

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Irmo Town
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,523.00 (+20.87%)	$166,200 (+2,775.43%)	$243,300 (+68.37%) Land $25,000 Building $218,300
2023	$1,260.00 (-2.17%)	$5,780 (-)	$144,500 (-)
2021	$1,288.00	$5,780	$144,500 Land $23,800 Building $120,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1987)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20