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597 Adams Rd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 597 Adams Rd, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,303 sqft · built 1987
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on File
Last Sale$91,000 (Apr 1998)
Tax Bill$712 (2025)
Deeds & MortgagesMay 2023 Transfer
Flood ZoneZone AE (high risk)
APN81059

Property Details

APN / Parcel Number

Primary APN81059
Alternative APN
  • 012630493000010110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,303 sqft Heated Area
Gross Area2,077 sqft
1st Floor Area1,303 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,860 sqft (0.41 acres)
Lot Dimensions204 ft deep x 86 ft wide
Garage TypeFinished
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area318 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number81059
Street Address597 ADAMS RD
CitySAINT CLOUD
StateFL
Zip34769-2575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORS2
Legal DescriptionRUNNYMEDE SHORES NO 2 PB 2 PG 037 LOT 11
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionRUNNYMEDE SHORES NO 2
Legal Tract4930
Legal Block1
Legal Lot Number11
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2043
Census Tract43600

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-owner2 Verified Secondary Owners
Mailing Address597 ADAMS RD, SAINT CLOUD, FL 34769-2575
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleApr 22, 1998 · Amount on Record
Deed SaleApr 22, 1998 · Amount on Record
Prior SaleApr 22, 1998 · Amount on Record
Deed Document Number0014910102
Deed Book / Page01263
Last Transfer DateMay 11, 2023
Transfer Doc0064052938
Record UpdatedJun 8, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMay 11, 2023
Property Address597 ADAMS RD, SAINT CLOUD, FL 34769-2575
Document Number0064052938
Book / Page6405 / 2938
Map ReferenceMB 2 PG 37
Instrument DateMay 11, 2023
Instrument2023060673
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address597 ADAMS RD, SAINT CLOUD, FL 34769-2575

Transferred To (Grantee/Buyer)

NameVerified Name
Address3711 SLANTING BRIDGE RD, SHERRILLS FORD, NC 28673-9403

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$712.00 (+14.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$107,225 (+5.99%)$260,200 (+9.65%) Land $70,000 Building $190,200
2023$621.00 (+7.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$101,169 (+3%)$237,300 (+11.72%) Land $65,000 Building $172,300
2022$576.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$98,223$212,400 Land $65,000 Building $147,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 148 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims5 (2016–2022)
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Lumen Technologies, T-Mobile USA, Verizon.

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