Hamilton County property record for 5969 Brainerd Rd, Chattanooga, TN 37421
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 5,392 sqft · built 1989 |
| Lot Size | 0.905 acres (39,440 sqft) |
| Owner | Owner Name on File |
| Last Sale | $550,000 (Dec 2014) |
| Tax Bill | $8,600 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 157E A 004 |
| Primary APN | 157E A 004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,392 sqft Total Area |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Built-Up Asphalt |
| Lot Area | 39,440 sqft (0.905 acres) |
| Lot Dimensions | 170 ft deep x 232 ft wide |
| Account Number | 0000095677 |
|---|---|
| Street Address | 5969 BRAINERD RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-3502 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | C2 |
| Legal Description | LT 49-A FRED STERCHI JR FRONTAGE PB5 PG29 PB 17 PG 70 REV 47-143 STERCHI ACRES |
| Legal Subdivision | FRED STERCHI JR FRONTAGE |
| Legal Lot Number | 49-A |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 3400 |
The current owner of 5969 Brainerd Rd bought it in December 2014.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 7002 SHALLOWFORD RD, CHATTANOOGA, TN 37421-1715 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2014 · Amount on File |
| Deed Sale | Dec 22, 2014 · Amount on File |
| Prior Sale | Dec 1, 2005 |
| Deed Document Number | 2014122200121 |
| Deed Book / Page | 10366 / 681 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 5969 Brainerd Rd was $8,600, down 10.2% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,600.00 (-10.19%) | $567,400 (+32.56%) | $1,418,500 (+32.56%) Land $906,800 Building $511,700 |
| 2024 | $9,576.00 | $428,040 (-) | $1,070,100 (-) Land $584,400 Building $485,700 |
| 2023 | $9,576.00 | $428,040 (-) | $1,070,100 (-) Land $584,400 Building $485,700 |
| 2022 | $9,576.00 | $428,040 | $1,070,100 Land $584,400 Building $485,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5969 Brainerd Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 62 (1979–2015) |
| Claims Outside the SFHA | 11 of 62 |
| Most Recent Claim | Dec 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5969 Brainerd Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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