5969 Ark Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 5969 Ark Rd, Gloucester, VA 23061

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 3,120 sqft · built 2017
Lot Size	32.3 acres (1,411,039 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,000 (Feb 2024)
Tax Bill	$4,206 (2026)
Deeds & Mortgages	Dec 2020 Refinance Sep 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44348`

Property Details

APN / Parcel Number

Primary APN	`44348`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,120 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,411,039 sqft (32.3 acres)
Garage Type	Attached

Location & Zoning

Street Address	5969 ARK RD
City	GLOUCESTER
State	VA
Zip	23061-3471
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SC-1
Legal Description	ALLMONDS EAST AUTUMN LOT 6
Legal Subdivision	PLAT: PB26 519-519-B
Legal Lot Number	6
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	2
Census Block	2019
Census Tract	100102

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7533 SEVERN HALL LN, GLOUCESTER, VA 23061-4649
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CHESAPEAKE BANK
Sep 27, 2019	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK
Jan 23, 2023	Deed of Trust, Mortgage · ARM CHESAPEAKE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2024 · Amount on Record
Deed Sale	Feb 29, 2024 · Amount on Record
Prior Sale	Jun 23, 2016 · Amount on Record
Deed Document Number	2024682
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5969 ARK RD, GLOUCESTER, VA 23061-3471
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0200007126
Date	Dec 23, 2020
Instrument	200007126

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5969 ARK RD, GLOUCESTER, VA 23061-3471
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0190004289
Date	Sep 27, 2019
Instrument	190004289

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5969 ARK RD, GLOUCESTER, VA 23061-3471
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0230000296
Date	Jan 23, 2023
Instrument	230000296

Lender

Name	CHESAPEAKE BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.74%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2030
Change Frequency	7 Years
Margin	1

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,206.00 (+8.74%)	$721,500 (+14.51%) Land $162,220 Building $559,280	$721,500 (+14.51%) Land $162,220 Building $559,280
2025	$3,868.00 (+7.47%)	$630,050 (+2.04%) Land $131,400 Building $498,650	$630,050 (+2.04%) Land $131,400 Building $498,650
2024	$3,599.00 (+6.51%)	$617,450 (+6.52%) Land $131,400 Building $486,050	$617,450 (+6.52%) Land $131,400 Building $486,050
2023	$3,379.00 (+7.71%)	$579,670 (+33.93%) Land $131,400 Building $448,270	$579,670 (+33.93%) Land $131,400 Building $448,270
2022	$3,137.00	$432,820 Land $85,620 Building $347,200	$432,820 Land $85,620 Building $347,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	3 (1999–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ark Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures