5965 Roberts Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 5965 Roberts Rd, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,671 sqft · built 1994
Lot Size	4.88 acres (212,573 sqft)
Owner	Individual Name on Record
Last Sale	$853,000 (Aug 2021)
Tax Bill	$7,447 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`390419-374354-0000`

Property Details

APN / Parcel Number

Primary APN	`390419-374354-0000`
Alternative APNs	`106808` `583360`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,671 sqft Living Area
Gross Area	3,283 sqft
1st Floor Area	1,552 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2015
Architectural Style	Multi-Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	212,573 sqft (4.88 acres)
Garage Type	Attached
Garage Area	612 sqft
Parking Spaces	4 Parking Spaces
Porch	Concrete/Metal Slab
Porch Area	96 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	106808
Street Address	5965 ROBERTS RD
City	BELLINGHAM
State	WA
Zip	98226-9519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	SLY 412 FT AS MEAS ALG W LI OF CO RD 233 OF TR DAF-THAT PTN OF S 1/2 S 1/2 NW NE-N 1/2 SW NE LY ELY OF RR R/W-EXC PTN TO WHATCOM CO FOR RD DESC AF 1587190
Legal Range	04
Legal Township	39
Legal Section	19
Legal Block	3
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	3
Census Block	3063
Census Tract	10702

Owner

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5965 ROBERTS RD, BELLINGHAM, WA 98226-9519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 13, 2021	Warranty Deed, Transfer WHATCOM LAND TITLE
Aug 12, 2019	Warranty Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	Aug 13, 2021 · Amount on Record
Deed Document Number	20211912
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5965 ROBERTS RD, BELLINGHAM, WA 98226-9519
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20211001542
Date	Oct 12, 2021
Instrument	2021-1001542

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 13, 2021
Property Address	5965 ROBERTS RD, BELLINGHAM, WA 98226-9519
Document Number	20210801912
Instrument Date	Aug 10, 2021
Instrument	2021-0801912
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$14,288.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5965 ROBERTS RD, BELLINGHAM, WA 98226-9519

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 12, 2019
Property Address	5965 ROBERTS RD, BELLINGHAM, WA 98226-9519
Document Number	2190801363
Instrument Date	Jul 26, 2019
Instrument	801363
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,857.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5965 ROBERTS RD BELLINGHAM WA 982269519, BELLINGHAM, WA 98226-9519

Mortgage

Document Number	2190801364
Date	Aug 12, 2019
Instrument	801364

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2049

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,447.00 (+68.94%)	$1,047,349 (+68.31%) Land $281,000 Building $766,349	$1,047,349 (+68.31%) Land $281,000 Building $766,349
2022		$622,292 Land $311,429 Building $310,863	$622,292 Land $311,429 Building $310,863
2021	$4,408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	22 (2021–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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