5965 Rhode Island Ave, Cincinnati, OH 45237 Property Records

Hamilton County property record for 5965 Rhode Island Ave, Cincinnati, OH 45237

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,714 sqft · built 2009
Lot Size0.226 acres (9,823 sqft)
OwnerIndividual Name on File
Last Sale$221,205 (Jun 2009)
Tax Bill$6,187 (2025)
Deeds & MortgagesJan 2017 Mortgage
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN117-0003-0192-00

Property Details

APN / Parcel Number

Primary APN117-0003-0192-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,714 sqft Living Area
Gross Area4,327 sqft
1st Floor Area1,193 sqft
2nd Floor Area1,521 sqft
Basement Area1,193 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area9,823 sqft (0.226 acres)
Lot Width219 ft Width
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area138 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address5965 RHODE ISLAND AVE
CityCINCINNATI
StateOH
Zip45237-4651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionRHODE ISLAND AVE 0.2255 AC PT LOT 30VILLAGES OF DAYBREAK SUB PHASE 1 BLK B
Legal SubdivisionVILLAGES OF DAYBREAK SUB PHASE 1
Legal BlockB
Legal Lot Number30
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group5
Census Block5001
Census Tract6300

Owner

5965 Rhode Island Ave is owned and occupied by an individual who bought it in June 2009.

Source: Hamilton County records, as of January 21, 2026

Owner of RecordIndividual Name on File
Mailing Address5965 RHODE ISLAND AVE, CINCINNATI, OH 45237-4651
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2017Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK
Feb 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2009 · Amount on File
Deed SaleJun 12, 2009 · Amount on File
Prior SaleMay 22, 2006 · Amount on File
Deed Document Number200979211
Deed Book / Page11164 / 1072
Prior Transfer DateOct 8, 2008
Prior Transfer Doc0000000225
Record UpdatedJun 8, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5965 RHODE ISLAND AVE, CINCINNATI, OH 45237-4651
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009758
DateJan 31, 2017
Instrument17-0009758
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2047
Interest
Rate TypeFixed Rate

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5965 RHODE ISLAND AVE, CINCINNATI, OH 45237-4651
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012264
DateFeb 2, 2022
Book Page14596/1754
Instrument2022-0012264
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term59 Months
DueJan 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 5965 Rhode Island Ave was $6,187, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,187.00 (+3.1%)$99,575 (-) Land $11,375 Building $88,200$284,500 Land $32,500 Building $252,000
2024$6,001.00 (-2.18%)$99,575 (-) Land $11,375 Building $88,200
2023$6,135.00 (+22.85%)$99,575 (+37.31%) Land $11,375 Building $88,200$284,500 Land $32,500 Building $252,000
2022$4,994.00 Homeowner's exemption$72,520 Land $12,173 Building $60,347
2020$207,200 Land $34,780 Building $172,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5965 Rhode Island Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5965 Rhode Island Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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