5965 Mack Rd, Sacramento, CA 95823 Property Records

Sacramento County property record for 5965 Mack Rd, Sacramento, CA 95823

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 1.5 ba · 1,309 sqft · built 1966
Lot Size	0.038 acres (1,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,000 (May 2021)
Tax Bill	$2,880 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2024 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`118-0121-018-0000`

Property Details

APN / Parcel Number

Primary APN	`118-0121-018-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,309 sqft Living Area
1st Floor Area	616 sqft
2nd Floor Area	693 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	1,650 sqft (0.038 acres)
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5965 MACK RD
City	SACRAMENTO
State	CA
Zip	95823-4641
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-3
Legal Description	SOUTHGATE TOWNHOUSE PARK, LOT 78
Legal Subdivision	SOUTHGATE TOWNHOUSE PARK
Legal Lot Number	78
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1003
Census Tract	4909

Owner

Source: Sacramento County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5965 MACK RD, SACRAMENTO, CA 95823-4641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Commercial Mortgage SIERRA PACIFIC MORTGAGE CO INC
Sep 9, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
May 5, 2021	Deed of Trust, Mortgage · Commercial Mortgage SIERRA PACIFIC MORTGAGE CO INC
May 5, 2021	Grant Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Mar 13, 2020	Court-Ordered Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2021 · Amount on Record
Deed Sale	May 5, 2021 · Amount on Record
Prior Sale	Mar 13, 2020 · Amount on Record
Deed Book / Page	20210505 / 2422
Prior Transfer Date	Mar 10, 2020
Prior Transfer Doc	3130000000611
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5965 MACK RD, SACRAMENTO, CA 95823-4641
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5965 MACK RD, SACRAMENTO, CA 95823-4641

Mortgage

Document Number	0000002425
Date	May 5, 2021
Instrument	202105052425

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5965 MACK RD, SACRAMENTO, CA 95823-4641
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5965 MACK RD, SACRAMENTO, CA 95823-4641

Mortgage

Document Number	0000000038
Date	Sep 9, 2024
Instrument	202409090038

Lender

Name	LOANCARE LLC
Type	Mortgage Company
Address	CORAL SPRINGS, FL 33065

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Jun 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5965 MACK RD, SACRAMENTO, CA 95823-4641
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5965 MACK RD, SACRAMENTO, CA 95823-4641

Mortgage

Document Number	5050000002425
Date	May 5, 2021
Book Page	20210505/2425

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 5, 2021
Property Address	5965 MACK RD, SACRAMENTO, CA 95823-4641
Document Number	0000002422
Map Reference	MB 77 MAP 28
Instrument Date	Apr 27, 2021
Instrument	202105052422
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5965 MACK RD, SACRAMENTO, CA 95823-4641

Mortgage

Document Number	0000002423
Date	May 5, 2021
Instrument	202105052423

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Mortgage

Document Number	0000002424
Date	May 5, 2021
Instrument	202105052424

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 13, 2020
Property Address	5965 MACK RD, SACRAMENTO, CA 95823-4641
Document Number	2003130611
Instrument Date	Dec 10, 2019
Instrument	2003130611
Transaction Type	Foreclosure
Record Updated	Apr 17, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$88.00
Amount Accuracy	Confirmed
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$261,664 (+2%) Land $27,601 Building $234,063
2025	$2,880.00 (+0.84%)	$256,534 (+4.04%) Land $27,060 Building $229,474
2024	$2,856.00 (+3.22%)
2023	$2,767.00 (-15.2%)	$246,574 Land $26,010 Building $220,564
2022	$3,263.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: DigitalPath, Fidium Fiber, GeoLinks, T-Mobile, Verizon.

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