5965 Ketch Rd, Prince Frederick, MD 20678 Property Records

Calvert County property record for 5965 Ketch Rd, Prince Frederick, MD 20678

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,316 sqft · built 1996
Lot Size1 acres (43,560 sqft)
Owner2 Company Names on Record
Last Sale$729,000 (Oct 2025)
Tax Bill$6,403 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-068605

Property Details

APN / Parcel Number

Primary APN02-068605
Alternative APNs
  • 2068605
  • 068605

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,316 sqft Total Area
Basement Area510 sqft
Finished Basement510 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area250 sqft
Deck Area400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number068605
Street Address5965 KETCH RD
CityPRINCE FREDERICK
StateMD
Zip20678-3452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRUR
Legal DescriptionLT 15 PLAT 3 CEDAR BEACH
Legal SubdivisionCEDAR BEACH
Legal Lot Number15
JurisdictionCALVERT MD
Township / Civil Division2, PRINCE FREDERICK
Census Block Group1
Census Block1044
Census Tract860701

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address5965 KETCH RD, PRINCE FREDERICK, MD 20678-3452
Owner TypeCompany
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2025 · Amount on Record
Deed SaleOct 2, 2025 · Amount on Record
Prior SaleOct 13, 1995 · Amount on Record
Deed Book / Page6793 / 190
Prior Transfer DateMay 17, 2005
Prior Transfer Doc0025000077
Record UpdatedOct 29, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateOct 2, 2025
Property Address5965 KETCH RD, PRINCE FREDERICK, MD 20678-3452
Document Number0067930190
Book / Page6793 / 190
Map ReferenceLB ABE 5 FO 9
Instrument DateSep 15, 2025
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,645.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5965 KETCH RD, PRINCE FREDERICK, MD 20678-3452

Mortgage

Document Number0067930196
DateOct 2, 2025
Book Page6793/196
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$605,000 (+5.62%)$637,200 (-) Land $262,500 Building $374,700
2025$6,403.00 (+17.96%) Homeowner's exemption$572,800 (+9.63%)$637,200 (+17.87%) Land $262,500 Building $374,700
2023$5,428.00 Homeowner's exemption$522,500$540,600 Land $262,500 Building $278,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 75% of Maryland
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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