5965 Chestnut Grove Pl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5965 Chestnut Grove Pl, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,424 sqft · built 2024
Lot Size0.06 acres (2,613 sqft)
OwnerIndividual Name on File
Last Sale$334,990 (Sep 2024)
Tax Bill$4,553 (2025)
Deeds & MortgagesSep 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22-25-31-3579-0001-0190

Property Details

APN / Parcel Number

Primary APN22-25-31-3579-0001-0190
Alternative APN
  • 253122357900010190

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,424 sqft Living Area
Gross Area1,705 sqft
1st Floor Area600 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleL-Shape
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,613 sqft (0.06 acres)
Garage TypeAttached
Garage Area241 sqft
PorchFinished/Open Porch
Porch Area40 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address5965 CHESTNUT GROVE PL
CitySAINT CLOUD
StateFL
Zip34771-8197
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASHFORD PLACE PB 33 PGS 186-187 LOT 19
Legal SubdivisionASHFORD PLACE
Legal Lot Number19
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1053
Census Tract43700

Owner

5965 Chestnut Grove Pl is owned and occupied by an individual who bought it in September 2024.

Source: Osceola County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address5965 CHESTNUT GROVE PL, SAINT CLOUD, FL 34771-8197
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2024 · Amount on File
Deed SaleSep 5, 2024 · Amount on File
Deed Document Number2024114403
Deed Book / Page6660 / 968
Record UpdatedSep 20, 2026

September 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 5, 2024
Property Address5965 CHESTNUT GROVE PL, SAINT CLOUD, FL 34771-8197
Document Number0066600968
Book / Page6660 / 968
Map ReferenceMB 33 PG 186&187
Instrument DateAug 30, 2024
Instrument2024114403
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyFIDELITY NATL TTL OF FL INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1064 GREENWOOD BLVD STE 124, 124, LAKE MARY, FL 32746-5419

Transferred To (Grantee/Buyer)

NameVerified Name
Address5965 CHESTNUT GROVE PL, SAINT CLOUD, FL 34771-8197

Mortgage

Document Number2024114404
DateSep 5, 2024
Instrument2024114404
Lender
NameTRAILBLAZER MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2054

Mortgage

Document Number0066600985
DateSep 5, 2024
Book Page6660/985
Instrument2024114405
Lender
NameTRAILBLAZER MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueSep 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 5965 Chestnut Grove Pl was $4,553.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,553.00$277,200 Land $30,000 Building $247,200$277,200 Land $30,000 Building $247,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5965 Chestnut Grove Pl in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5965 Chestnut Grove Pl is high, ranking above 88% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 88% of the US · above 81% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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