5964 Merle St, Toledo, OH 43623 Property Records

Lucas County property record for 5964 Merle St, Toledo, OH 43623

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,435 sqft · built 1962
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on File
Last Sale	$187,900 (Sep 2026)
Tax Bill	$1,907 (2024)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-72911`

Property Details

APN / Parcel Number

Primary APN	`23-72911`
Alternative APN	`03689053`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,435 sqft Living Area
1st Floor Area	1,435 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Foundation Type	Raised
Lot Area	6,800 sqft (0.156 acres)
Lot Dimensions	113 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5964 MERLE ST
City	TOLEDO
State	OH
Zip	43623-1145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS6
Legal Description	WESTWOOD GDS 2ND EXT LOT 881
Legal Subdivision	WESTWOOD GDS 2ND EXT
Legal Tract	79.01
Legal Lot Number	881
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2001
Census Tract	7901

Owner

5964 Merle St is owned and occupied by two individuals who bought it in September 2026.

Source: Lucas County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5964 MERLE ST, TOLEDO, OH 43623-1145
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on File
Deed Sale	Sep 18, 2026 · Amount on File
Deed Document Number	202636517
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LUCAS OH
Recording Date	Sep 18, 2026
Property Address	5964 MERLE ST, TOLEDO, OH 43623-1145
Document Number	0000036517
Instrument Date	Sep 4, 2026
Instrument	202636517
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	LOUISVILLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75,911.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	5964 MERLE ST, TOLEDO, OH 43623-1145

Mortgage

Document Number	0000036518,
Date	Sep 18, 2026
Instrument	202636518

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Washington Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,260 (-) Land $7,700 Building $35,560	$123,600 (-) Land $22,000 Building $101,600
2024	$1,907.00 (-7.83%) Homeowner's exemption	$43,260 (+17.49%) Land $7,700 Building $35,560	$123,600 Land $22,000 Building $101,600
2023	$2,069.00 (-0.43%) Homeowner's exemption	$36,820 (-) Land $6,545 Building $30,275
2022	$2,078.00 Homeowner's exemption	$36,820 Land $6,545 Building $30,275
2021			$105,200 Land $18,700 Building $86,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5964 Merle St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	26 (1989–2015)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight Line Winds, And Flooding, Jun 2006 · 5 claims Severe Storms And Flooding, Jul 2000 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5964 Merle St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20