Highlands County property record for 5963 Virtudes St, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,750 sqft · built 2024 |
| Lot Size | 0.231 acres (10,059 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Apr 2026) |
| Tax Bill | $472 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Feb 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-04-34-28-110-1970-0230 |
| Primary APN | C-04-34-28-110-1970-0230 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,750 sqft Living Area |
| Gross Area | 2,130 sqft |
| 1st Floor Area | 1,750 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,059 sqft (0.231 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Porch | Open Porch |
| Patio Area | 66 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5963 VIRTUDES ST |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUN N LAKE EST OF SEBRING UNIT 11 PB 9 PG 69 LOT 23 BLK 197 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | SUN N LAKE EST |
| Legal Block | 197 |
| Legal Lot Number | 23 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 960503 |
Source: Highlands County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4921 LEWELLYN RD, LAKELAND, FL 33810-0751 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Apr 29, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 13, 2026 | Quit Claim Deed, Transfer · Commercial Mortgage RBI PRIVATE LENDING LLC |
| Aug 21, 2023 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 31, 2023 | Warranty Deed, Transfer LP TITLE COMPANY |
| Oct 12, 2021 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2026 · Amount on Record |
| Deed Sale | Apr 29, 2026 · Amount on Record |
| Prior Sale | Aug 21, 2023 · Amount on Record |
| Deed Document Number | 20262310854 |
| Deed Book / Page | 3189 / 1235 |
| Prior Transfer Date | Aug 11, 2023 |
| Prior Transfer Doc | 0002165086 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 29, 2026 |
| Property Address | 5963 VIRTUDES ST, SEBRING, FL 33872 |
| Document Number | 0002310854 |
| Book / Page | 3189 / 1235 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.2310854 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | OAKLEY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $212,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4921 LEWELLYN RD, LAKELAND, FL 33810-0751 |
| Document Number | 0002310856, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 2026.2310856 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 13, 2026 |
| Property Address | 5963 VIRTUDES ST, SEBRING, FL 33872 |
| Document Number | 0002299726 |
| Book / Page | 3173 / 1970 |
| Map Reference | MB 9 PG 69 |
| Instrument Date | Feb 6, 2026 |
| Instrument | 2299726 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4767 NEW BROAD ST, ORLANDO, FL 32814-6405 |
| Name | Verified Name |
|---|---|
| Address | 4855 W HILLSBORO BLVD, COCONUT CREEK, FL 33073-4356 |
| Document Number | 0031731972 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 3173/1972 |
| Name | RBI PRIVATE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Mar 1, 2027 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 21, 2023 |
| Property Address | 5963 VIRTUDES ST, SEBRING, FL 33872-2100 |
| Document Number | 0002165086 |
| Book / Page | 2993 / 668 |
| Map Reference | MB 9 PG 69 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 2165086 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8141 TERRAGONA CT, ORLANDO, FL 32836-8714 |
| Name | Verified Name |
|---|---|
| Address | 4767 NEW BROAD ST, ORLANDO, FL 32814-6405 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 31, 2023 |
| Property Address | 5963 VIRTUDES ST, SEBRING, FL 33872-2100 |
| Document Number | 0002162635 |
| Book / Page | 2990 / 177 |
| Map Reference | MB 9 PG 69 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 2162635 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | LP TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $101.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 60 SPRINGDALE RD, LAKE WORTH, FL 33467-3830 |
| Name | Verified Name |
|---|---|
| Address | 8141 TERRAGONA CT, ORLANDO, FL 32836-8714 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Oct 12, 2021 |
| Property Address | 5963 VIRTUDES ST, SEBRING, FL 33872-2100 |
| Document Number | 0002058568 |
| Book / Page | 2857 / 1419 |
| Map Reference | MB 9 PG 69 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 2058568 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $15.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 600 S COMMERCE AVE, SEBRING, FL 33870-3809 |
| Name | Verified Name |
|---|---|
| Address | 7512 DR PHILLIPS BLVD, ORLANDO, FL 32819-5131 |
| Investor | Possibly a Property Investor |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $221,177 (+3,059.67%) Land $14,000 Building $207,177 | $221,177 (+3,059.67%) Land $14,000 Building $207,177 | |
| 2024 | $472.00 (+283.74%) | ||
| 2023 | $123.00 (+5%) | $7,000 (+75%) Land $7,000 | $7,000 (+75%) Land $7,000 |
| 2022 | $82.00 | $4,000 Land $4,000 | $4,000 Land $4,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 67 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jun 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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