5963 Virtudes St, Sebring, FL 33872 Property Records

Highlands County property record for 5963 Virtudes St, Sebring, FL 33872

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,750 sqft · built 2024
Lot Size0.231 acres (10,059 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Apr 2026)
Tax Bill$472 (2024)
Deeds & MortgagesApr 2026 Sale & Mortgage
Feb 2026 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNC-04-34-28-110-1970-0230

Property Details

APN / Parcel Number

Primary APNC-04-34-28-110-1970-0230

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,750 sqft Living Area
Gross Area2,130 sqft
1st Floor Area1,750 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,059 sqft (0.231 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area380 sqft
DrivewayDriveway
Driveway Area400 sqft
PorchOpen Porch
Patio Area66 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5963 VIRTUDES ST
CitySEBRING
StateFL
Zip33872
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUN N LAKE EST OF SEBRING UNIT 11 PB 9 PG 69 LOT 23 BLK 197
Legal Range28E
Legal Township34S
Legal Section04
Legal SubdivisionSUN N LAKE EST
Legal Block197
Legal Lot Number23
JurisdictionHIGHLANDS FL
Township / Civil DivisionAVON PARK
Census Block Group2
Census Block2064
Census Tract960503

Owner

Source: Highlands County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4921 LEWELLYN RD, LAKELAND, FL 33810-0751
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Feb 13, 2026Quit Claim Deed, Transfer · Commercial Mortgage
RBI PRIVATE LENDING LLC
Aug 21, 2023Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 31, 2023Warranty Deed, Transfer
LP TITLE COMPANY
Oct 12, 2021Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2026 · Amount on Record
Deed SaleApr 29, 2026 · Amount on Record
Prior SaleAug 21, 2023 · Amount on Record
Deed Document Number20262310854
Deed Book / Page3189 / 1235
Prior Transfer DateAug 11, 2023
Prior Transfer Doc0002165086
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateApr 29, 2026
Property Address5963 VIRTUDES ST, SEBRING, FL 33872
Document Number0002310854
Book / Page3189 / 1235
Instrument DateApr 29, 2026
Instrument2026.2310854
Transaction TypeTransfer
Record UpdatedMay 6, 2026
Title CompanyOAKLEY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$212,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4921 LEWELLYN RD, LAKELAND, FL 33810-0751

Mortgage

Document Number0002310856,
DateApr 29, 2026
Instrument2026.2310856
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.22%
Max Rate-1%

February 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateFeb 13, 2026
Property Address5963 VIRTUDES ST, SEBRING, FL 33872
Document Number0002299726
Book / Page3173 / 1970
Map ReferenceMB 9 PG 69
Instrument DateFeb 6, 2026
Instrument2299726
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4767 NEW BROAD ST, ORLANDO, FL 32814-6405

Transferred To (Grantee/Buyer)

NameVerified Name
Address4855 W HILLSBORO BLVD, COCONUT CREEK, FL 33073-4356

Mortgage

Document Number0031731972
DateFeb 13, 2026
Instrument3173/1972
Lender
NameRBI PRIVATE LENDING LLC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term13 Months
DueMar 1, 2027

August 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateAug 21, 2023
Property Address5963 VIRTUDES ST, SEBRING, FL 33872-2100
Document Number0002165086
Book / Page2993 / 668
Map ReferenceMB 9 PG 69
Instrument DateAug 11, 2023
Instrument2165086
Transaction TypeTransfer
Record UpdatedDec 15, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$140.00
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8141 TERRAGONA CT, ORLANDO, FL 32836-8714

Transferred To (Grantee/Buyer)

NameVerified Name
Address4767 NEW BROAD ST, ORLANDO, FL 32814-6405
InvestorPossibly a Property Investor

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJul 31, 2023
Property Address5963 VIRTUDES ST, SEBRING, FL 33872-2100
Document Number0002162635
Book / Page2990 / 177
Map ReferenceMB 9 PG 69
Instrument DateJul 26, 2023
Instrument2162635
Transaction TypeTransfer
Record UpdatedDec 15, 2025
Title CompanyLP TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$101.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address60 SPRINGDALE RD, LAKE WORTH, FL 33467-3830

Transferred To (Grantee/Buyer)

NameVerified Name
Address8141 TERRAGONA CT, ORLANDO, FL 32836-8714

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionHIGHLANDS FL
Recording DateOct 12, 2021
Property Address5963 VIRTUDES ST, SEBRING, FL 33872-2100
Document Number0002058568
Book / Page2857 / 1419
Map ReferenceMB 9 PG 69
Instrument DateOct 8, 2021
Instrument2058568
Transaction TypeTransfer
Record UpdatedDec 15, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$15.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address600 S COMMERCE AVE, SEBRING, FL 33870-3809

Transferred To (Grantee/Buyer)

NameVerified Name
Address7512 DR PHILLIPS BLVD, ORLANDO, FL 32819-5131
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$221,177 (+3,059.67%) Land $14,000 Building $207,177$221,177 (+3,059.67%) Land $14,000 Building $207,177
2024$472.00 (+283.74%)
2023$123.00 (+5%)$7,000 (+75%) Land $7,000$7,000 (+75%) Land $7,000
2022$82.00$4,000 Land $4,000$4,000 Land $4,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 67 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies67 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimJun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUN N LAKES OF SEBRING WATER
private · serves 7,710 people · EPA ID FL6280274
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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