5962 Hwy 2, Duluth, MN 55810 Property Records

St. Louis County property record for 5962 Hwy 2, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1965
Lot Size	2.78 acres (121,097 sqft)
Owner	Individual Name on File
Last Sale	$129,900 (Nov 2014)
Tax Bill	$1,634 (2026)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`530-0010-04595`

Property Details

APN / Parcel Number

Primary APN	`530-0010-04595`
Alternative APN	`979310`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,040 sqft Gross Area
1st Floor Area	1,040 sqft
Basement Area	620 sqft
Finished Basement	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Lot Area	121,097 sqft (2.78 acres)
Garage Area	672 sqft
Deck Area	180 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	979310
Street Address	5962 HIGHWAY 2
City	DULUTH
State	MN
Zip	55810-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	PART OF NW 1/4 OF SE 1/4 LYING S OF U SHIGHWAY NO 2 SERIAL #
Legal Range	16W
Legal Township	50N
Legal Section	24
Legal Subdivision	SOLWAY TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	SOLWAY
Census Block Group	4
Census Block	4055
Census Tract	11102

Owner

5962 Hwy 2 is owned and occupied by an individual who bought it in November 2014.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5962 HIGHWAY 2, DULUTH, MN 55810-9528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2014 · Amount on File
Deed Sale	Nov 10, 2014 · Amount on File
Prior Sale	Aug 24, 2010 · Amount on File
Deed Document Number	20141249499
Prior Transfer Date	Feb 28, 2011
Prior Transfer Doc	0000063363
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5962 HIGHWAY 2, DULUTH, MN 55810-9528
Document Number	00A1343538
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5962 HIGHWAY 2 DULUTH MN 558109528, DULUTH, MN 55810-9528

Mortgage

Document Number	00A1343538
Date	Oct 29, 2018
Instrument	A1343538

Lender

Name	PROCTOR FCU
Type	Credit Union
Address	PROCTOR, MN 55810

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 28, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 5962 Hwy 2 was $1,634 with a homeowner's exemption, up 4.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Solway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,634.00 (+4.21%) Homeowner's exemption
2025	$1,568.00 (+7.4%) Homeowner's exemption	$196,500 (+8.32%) Land $43,800 Building $152,700	$196,500 (+8.32%) Land $43,800 Building $152,700
2024	$1,460.00	$181,400 Land $42,300 Building $139,100	$181,400 Land $42,300 Building $139,100
2022		$152,500 Land $26,400 Building $126,100	$152,500 Land $26,400 Building $126,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5962 Hwy 2 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5962 Hwy 2 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000