59601 Emerald Loop, Saint Helens, OR 97051 Property Records

Columbia County property record for 59601 Emerald Loop, Saint Helens, OR 97051

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,432 sqft · built 2020
Lot Size	0.115 acres (5,028 sqft)
Owner	2 Individual Names on Record
Last Sale	$433,837 (Oct 2020)
Tax Bill	$4,974 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`4105-BC-07510`

Property Details

APN / Parcel Number

Primary APN	`4105-BC-07510`
Alternative APNs	`4N1W05BC07510` `439598`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,432 sqft Living Area
Gross Area	2,892 sqft
1st Floor Area	1,072 sqft
2nd Floor Area	2,432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	5,028 sqft (0.115 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	439598
Street Address	59601 EMERALD LOOP
City	SAINT HELENS
State	OR
Zip	97051-3449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SH:R5
Legal Subdivision	EMERALD MEADOWS
Jurisdiction	COLUMBIA OR
Township / Civil Division	ST. HELENS
Census Block Group	4
Census Block	4009
Census Tract	970800

Owner

Source: Columbia County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	59601 EMERALD LOOP, SAINT HELENS, OR 97051-3449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Oct 4, 2023	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Oct 17, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 7, 2020	Deed of Trust, Mortgage · FHA Mortgage CMG FIN'L
Oct 7, 2020	Correction Deed, Subdivision Related Transfer FIRST AMERICAN TITLE
Sep 29, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2020 · Amount on Record
Deed Sale	Oct 7, 2020 · Amount on Record
Prior Sale	Sep 29, 2020 · Amount on Record
Deed Document Number	202010375
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA OR
Recording Date	Apr 17, 2026
Property Address	59601 EMERALD LOOP, SAINT HELENS, OR 97051-3449
Document Number	0000002030
Instrument Date	Mar 23, 2026
Instrument	20262030
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	59601 EMERALD LOOP, SAINT HELENS, OR 97051-3449
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002030,
Date	Apr 17, 2026
Instrument	20262030

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	294 Months
Due	Oct 1, 2050

Interest

Rate	6.01%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA OR
Property Address	59601 EMERALD LOOP, SAINT HELENS, OR 97051-3449
Transaction Type	Mortgage
Record Updated	Oct 13, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59601 EMERALD LOOP, SAINT HELENS, OR 97051-3449

Mortgage

Document Number	0000005517
Date	Oct 4, 2023
Instrument	2023-05517

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Oct 1, 2050

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA OR
Property Address	59601 EMERALD LOOP, SAINT HELENS, OR 97051-3449
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59601 EMERALD LOOP, SAINT HELENS, OR 97051-3449

Mortgage

Document Number	0000008343
Date	Oct 17, 2022
Instrument	2022-08343

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Oct 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA OR
Property Address	59601 EMERALD LOOP, SAINT HELENS, OR 97051-3449
Document Number	0000010376
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	59601 EMERALD LOOP ST HELENS OR 970513449, ST HELENS, OR 97051-3449

Mortgage

Document Number	0000010376
Date	Oct 7, 2020
Instrument	10376

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583-1382

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2050

October 2020: Correction Deed, Subdivision Related Transfer

Document Type	Correction Deed
Jurisdiction	COLUMBIA OR
Recording Date	Oct 7, 2020
Property Address	59601 EMERALD LOOP, SAINT HELENS, OR 97051-3449
Document Number	0000010375
Instrument Date	Oct 7, 2020
Instrument	10375
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 26, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$434.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	59601 EMERALD LOOP ST HELENS OR 970513449, ST HELENS, OR 97051-3449

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA OR
Recording Date	Sep 29, 2020
Property Address	59601 EMERALD LOOP, SAINT HELENS, OR 97051-3449
Document Number	0000010022
Instrument Date	Sep 17, 2020
Instrument	2020-10022
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 18, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	59601 EMERALD LOOP, SAINT HELENS, OR 97051-3449

Mortgage

Document Number	0000010023
Date	Sep 29, 2020
Instrument	2020-10023

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Columbia County
Municipality	St. Helens City
Unified School District	St. Helens School District 502 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,974.00 (+5.2%)	$308,740 (+6.09%) Land $70,390 Building $238,350	$600,800 (+11.6%) Land $118,520 Building $482,280
2023	$4,728.00	$291,020 Land $74,850 Building $216,170	$538,370 Land $122,840 Building $415,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST HELENS serves 13,410 people · EPA ID OR4100724
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2021
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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