5960 Petra Mill Rd, Granite Falls, NC 28630 Property Records

Caldwell County property record for 5960 Petra Mill Rd, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 992 sqft · built 1930
Lot Size	4.25 acres (185,130 sqft)
Owner	Individual Name on Record
Last Sale	$194,000 (Jun 2024)
Tax Bill	$1,130 (2026)
Deeds & Mortgages	May 2019 Line of Credit Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07 54 1 1`

Property Details

APN / Parcel Number

Primary APN	`07 54 1 1`
Alternative APNs	`170673` `180742`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	992 sqft Heated Area
Gross Area	1,976 sqft
1st Floor Area	992 sqft
Attic	Attic
Attic Area	744 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	185,130 sqft (4.25 acres)
Garage Area	1,280 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	180742
Street Address	5960 PETRA MILL RD
City	GRANITE FALLS
State	NC
Zip	28630-8109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 931 PG 164 YR 87 BY DEATH/WILL
Jurisdiction	CALDWELL NC
Township / Civil Division	LITTLE RIVER
Census Block Group	2
Census Block	2002
Census Tract	31302

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5960 PETRA MILL RD, GRANITE FALLS, NC 28630-8109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Mar 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2024 · Amount on Record
Deed Sale	Jun 14, 2024 · Amount on Record
Deed Document Number	202410096756
Deed Book / Page	2111 / 696
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	5960 PETRA MILL RD, GRANITE FALLS, NC 28630-8109
Document Number	0010032794
Instrument Date	May 3, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5960 PETRA MILL RD GRANITE FALLS NC 286308109, GRANITE FALLS, NC 28630-8109

Mortgage

Document Number	0010032794
Date	May 14, 2019
Book Page	001962/002032
Instrument	10032794

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	5960 PETRA MILL RD, GRANITE FALLS, NC 28630-8109
Document Number	0010031687
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5960 PETRA MILL RD GRANITE FALLS NC 286308109, GRANITE FALLS, NC 28630-8109

Mortgage

Document Number	0010031687
Date	Apr 5, 2019
Book Page	001960/001446
Instrument	10031687

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,130.00 (-21.14%)	$185,600 (-) Land $57,900 Building $127,700
2025	$1,433.00 (+48.81%)	$185,600 (+39.23%) Land $57,900 Building $127,700	$185,600 (+39.23%) Land $57,900 Building $127,700
2023		$133,300 (-) Land $51,900 Building $81,400	$133,300 (-) Land $51,900 Building $81,400
2022	$963.00	$133,300 Land $51,900 Building $81,400	$133,300 Land $51,900 Building $81,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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