5960 N River Rd, Waterville, OH 43566 Property Records

Lucas County property record for 5960 N River Rd, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,128 sqft · built 1966
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Sep 2020)
Tax Bill	$5,183 (2024)
Deeds & Mortgages	Jun 2023 Line of Credit May 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`38-49004`

Property Details

APN / Parcel Number

Primary APN	`38-49004`
Alternative APN	`23043002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,128 sqft Living Area
1st Floor Area	2,128 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	200 ft deep x 90 ft wide
View / Lot	Secondary
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	5960 N RIVER RD
City	WATERVILLE
State	OH
Zip	43566-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	17-RA
Legal Description	CANANDAIGUA HGTS PL 1 LOT 2
Legal Subdivision	CANANDAIGUA HGTS PL 1
Legal Tract	90
Legal Lot Number	2
Jurisdiction	LUCAS OH
Township / Civil Division	MONCLOVA
Census Block Group	1
Census Block	1033
Census Tract	9003

Owner

Source: Lucas County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5960 N RIVER RD, WATERVILLE, OH 43566-9756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 21, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 21, 2017	Warranty Deed, Transfer LOUISVILLE, LOUISVILLE TITLE AGCY/NW OH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Prior Sale	Jun 21, 2017 · Amount on Record
Deed Document Number	202039574
Prior Transfer Date	Aug 28, 2020
Prior Transfer Doc	0000039574
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	5960 N RIVER RD, WATERVILLE, OH 43566-9756
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5960 N RIVER RD, WATERVILLE, OH 43566-9756

Mortgage

Document Number	0000017096
Date	Jun 1, 2023
Instrument	202306010017096

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	5960 N RIVER RD, WATERVILLE, OH 43566-9756
Transaction Type	Mortgage
Record Updated	Jun 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5960 N RIVER RD, WATERVILLE, OH 43566-9756

Mortgage

Document Number	0000025924
Date	May 21, 2021
Instrument	202105210025924

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	Sep 14, 2020
Property Address	5960 N RIVER RD, WATERVILLE, OH 43566-9756
Document Number	0000039574
Instrument Date	Aug 28, 2020
Instrument	39574
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5960 N RIVER RD WATERVILLE OH 435669756, WATERVILLE, OH 43566-9756

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jun 21, 2017
Property Address	5960 N RIVER RD, WATERVILLE, OH 43566-9756
Document Number	0000025522
Instrument Date	Jun 19, 2017
Instrument	25522
Transaction Type	Transfer
Record Updated	Sep 7, 2017
Title Company	LOUISVILLE, LOUISVILLE TITLE AGCY/NW OH

Transaction

Amount	Amount Recorded
Tax	$780.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5960 N RIVER RD WATERVILLE OH 435669756, WATERVILLE, OH 43566-9756

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Monclova Township
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,800 (-15.82%) Land $14,210 Building $72,590	$248,000 (-) Land $40,600 Building $207,400
2024	$5,183.00 (+45.18%)	$103,110 (+68.54%) Land $14,210 Building $88,900	$248,000 (+41.88%) Land $40,600 Building $207,400
2023	$3,570.00 (-0.34%)	$61,180 (-) Land $11,515 Building $49,665
2022	$3,582.00 Homeowner's exemption	$61,180 Land $11,515 Building $49,665
2021			$174,800 Land $32,900 Building $141,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20

May also be available: Amplex Wireless.

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