5960 425th St, Harris, MN 55032 Property Records

Chisago County property record for 5960 425th St, Harris, MN 55032

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,152 sqft · built 1993
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Nov 2025)
Tax Bill	$4,436 (2026)
Deeds & Mortgages	Apr 2018 Mortgage May 2016 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-00257-50`

Property Details

APN / Parcel Number

Primary APN	`14-00257-50`
Alternative APNs	`3177715` `3372369` `3456523` `3986994`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	2,618 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Area	1,134 sqft
Cabin	360 sqft
Gazebo	144 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3986994
Street Address	5960 425TH ST
City	HARRIS
State	MN
Zip	55032-3360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGOSRR
Legal Description	THE W 330 FT OF THE E 1980 FT OF THE S 1/2 OF NE 1/4, SEC 32
Legal Range	021
Legal Township	036
Legal Section	32
Legal Subdivision	STR: S2NE4S32T36NR21W
Jurisdiction	CHISAGO MN
Township / Civil Division	HARRIS
Census Block Group	2
Census Block	2058
Census Tract	110202

Owner

Source: Chisago County records · APN 14-00257-50

Assessment roll updated November 11, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5960 425TH ST, HARRIS, MN 55032-3360
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2018	Deed of Trust, Mortgage MEMBERS COOPERATIVE CREDIT UNION
May 23, 2016	Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU
Oct 10, 2012	Deed of Trust, Mortgage MERS
Nov 21, 2025	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Prior Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	2025688730
Record Updated	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Property Address	5960 425TH ST, HARRIS, MN 55032-3360
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A608097
Date	Apr 16, 2018
Instrument	A-608097

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	177 Months
Due	Jan 01, 2033

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Property Address	5960 425TH ST, HARRIS, MN 55032-3360
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A588237
Date	May 23, 2016
Instrument	A588237

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	CLOQUET, MN 55720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jun 15, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Property Address	5960 425TH ST, HARRIS, MN 55032-3360
Transaction Type	Mortgage
Record Updated	May 13, 2026
Title Company	MIDWEST AREA TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A549677
Date	Oct 10, 2012
Instrument	A-549677

Lender

Name	MERS
Address	301 ELM AVE, MOOSE LAKE, MN 55767

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 01, 2027

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Nov 21, 2025
Property Address	5960 425TH ST, HARRIS, MN 55032-3360
Document Number	000A688730
Instrument Date	Nov 19, 2025
Instrument	A-688730
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,551.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5960 425TH ST, HARRIS, MN 55032-3360

Mortgage

Document Number	000A688731
Date	Nov 21, 2025
Instrument	A-688731

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Chisago County records · Assessment roll updated November 11, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
Municipality	Harris City
Unified School District	North Branch Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,436.00 (+2.16%)
2025	$4,342.00 (+2.26%) Homeowner's exemption
2024		$345,400 (-3.55%)	$359,600 (-0.85%)
2023	$4,246.00 (-1.89%) Homeowner's exemption	$358,100 (+3.38%)	$362,700 (+3.04%) Land $103,100 Building $259,600
2022	$4,328.00 (+4.04%)	$346,400 (+23.49%)	$352,000 (+25.49%) Land $98,300 Building $253,700
2021	$4,160.00	$280,500	$280,500 Land $70,600 Building $209,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 17, 2012 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
East Central Energy Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 11 locations within half a mile of this property.

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