596 Williams Store Rd, Richfield, NC 28137 Property Records

Rowan County property record for 596 Williams Store Rd, Richfield, NC 28137

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,700 sqft · built 2020
Lot Size	11 acres (483,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$48,000 (Mar 2020)
Tax Bill	$2,104 (2026)
Deeds & Mortgages	Jan 2023 Second Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`548 033`

Property Details

APN / Parcel Number

Primary APN	`548 033`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,700 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Lot Area	483,080 sqft (11 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Lean-To	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	596 WILLIAMS STORE RD
City	RICHFIELD
State	NC
Zip	28137-8720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L2 11.09AC
Legal Subdivision	EXEMPTION PLAT OF DUSTIN WILLIAMS
Legal Tract	2
Jurisdiction	ROWAN NC
Township / Civil Division	MORGAN
Census Block Group	1
Census Block	1037
Census Tract	50904

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	596 WILLIAMS STORE RD, RICHFIELD, NC 28137-8720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage ALCOVA MORTGAGE LLC
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FIDELITY BANK
Apr 21, 2020	Deed of Trust, Construction Loan · Line of Credit FIDELITY BK
Mar 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2020 · Amount on Record
Deed Sale	Mar 10, 2020 · Amount on Record
Deed Book / Page	1344 / 908
Last Transfer Date	Jan 5, 2023
Transfer Doc	0014160346
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN NC
Recording Date	Jan 6, 2023
Property Address	596 WILLIAMS STORE RD, RICHFIELD, NC 28137-8720
Document Number	0014160346
Book / Page	1416 / 346
Map Reference	MB 9995 PG 9078
Instrument Date	Jan 5, 2023
Transaction Type	Transfer
Record Updated	Jan 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	596 WILLIAMS STORE RD, RICHFIELD, NC 28137-8720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	596 WILLIAMS STORE RD, RICHFIELD, NC 28137-8720

Mortgage

Document Number	0001416347
Date	Jan 6, 2023
Instrument	1416/347

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	596 WILLIAMS STORE RD, RICHFIELD, NC 28137-8720
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013830922
Date	Sep 13, 2021
Book Page	1383/922

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	CARY, NC 27511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	Apr 21, 2020
Property Address	596 WILLIAMS STORE RD, RICHFIELD, NC 28137-8720
Document Number	0013470051
Book / Page	001347 / 000051
Instrument Date	Apr 21, 2020
Transaction Type	Construction Loan
Record Updated	Jan 22, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10401 MOUNT OLIVE ESTATES DR MOUNT PLEASANT NC 281249621, MOUNT PLEASANT, NC 28124-9621

Mortgage

Document Number	13470051
Date	Apr 21, 2020
Book Page	001347/000051

Lender

Name	FIDELITY BK
Type	Bank
Address	SALISBURY, NC 28145

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 10, 2020
Property Address	596 WILLIAMS STORE RD, RICHFIELD, NC 28137-8720
Document Number	0013440908
Book / Page	001344 / 000908
Instrument Date	Mar 10, 2020
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$96.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10401 MOUNT OLIVE ESTATES DR MOUNT PLEASANT NC 281249621, MOUNT PLEASANT, NC 28124-9621

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,104.00	$323,702 (-) Land $33,510 Building $290,192	$323,702 (-) Land $33,510 Building $290,192
2025	$2,104.00 (+5.94%)	$323,702 (+5.92%) Land $33,510 Building $290,192
2023	$1,986.00	$305,617 Land $33,510 Building $272,107	$323,702 Land $33,510 Building $290,192

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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