596 Wheeler Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 596 Wheeler Rd, Dracut, MA 01826

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,516 sqft · built 2005
Lot Size0.921 acres (40,098 sqft)
OwnerIndividual Name on File
Last Sale$482,000 (May 2019)
Tax Bill$8,132 (2026)
Deeds & MortgagesJan 2020 Refinance
Jan 2021 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNDRAC M:22 B:32 L:1

Property Details

APN / Parcel Number

Primary APNDRAC M:22 B:32 L:1
Alternative APN
  • M:0022 B:0032 L:0001

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,516 sqft Living Area
Gross Area5,010 sqft
1st Floor Area1,632 sqft
Basement Area864 sqft
Unfinished Basement864 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,098 sqft (0.921 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address596 WHEELER RD
CityDRACUT
StateMA
Zip01826-4238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block32
Legal Lot Number1
JurisdictionDRACUT MA
Township / Civil DivisionDRACUT
Census Block Group2
Census Block2007
Census Tract314302

Owner

596 Wheeler Rd is owned and occupied by an individual who bought it in May 2019.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address596 WHEELER RD, DRACUT, MA 01826-4238
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Jan 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
May 31, 2019Quit Claim Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
Aug 9, 2018Deed of Trust, Mortgage · Line of Credit
JEANNE D'ARC CU
Aug 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
JEANNE D'ARC CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2019 · Amount on File
Deed SaleMay 31, 2019 · Amount on File
Prior SaleJul 30, 2004 · Amount on File
Deed Document Number201920688
Deed Book / Page33017 / 295
Prior Transfer DateMay 30, 2019
Prior Transfer Doc33017-295
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address596 WHEELER RD, DRACUT, MA 01826-4238
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number33749-101
DateJan 15, 2020
Book Page33749/101
Instrument1966
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address596 WHEELER RD, DRACUT, MA 01826-4238
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35275-169
DateJan 29, 2021
Book Page35275/169
Instrument6250
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDRACUT MA
Recording DateMay 31, 2019
Property Address596 WHEELER RD, DRACUT, MA 01826-4238
Document Number33017-295
Book / Page033017 / 000295
Instrument DateMay 30, 2019
Instrument20688
Transaction TypeTransfer
Record UpdatedJun 18, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,197.92
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address596 WHEELER RD DRACUT MA 018264238, DRACUT, MA 01826-4238

Mortgage

Document Number33018-1
DateMay 31, 2019
Book Page033018/000001
Instrument20689
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 30, 2049

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address596 WHEELER RD, DRACUT, MA 01826-4238
Document Number32349-30
Instrument DateAug 9, 2018
Transaction TypeMortgage
Record UpdatedSep 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address596 WHEELER RD DRACUT MA 018264238, DRACUT, MA 01826-4238

Mortgage

Document Number32349-30
DateAug 23, 2018
Book Page032349/000030
Instrument36622
Lender
NameJEANNE D'ARC CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueAug 22, 2038
Interest
Rate TypeAdjustable Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address596 WHEELER RD, DRACUT, MA 01826-4238
Document Number31444-105
Book / Page031444 / 000105
Instrument DateAug 31, 2017
Transaction TypeMortgage
Record UpdatedSep 26, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number31444-105
DateSep 6, 2017
Book Page031444/000105
Instrument39486
Lender
NameJEANNE D'ARC CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 5, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 596 Wheeler Rd was $8,132, up 3.8% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionDracut Town
Unified School DistrictDracut School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,132.00 (+3.8%)$841,000 (+8.64%) Land $249,400 Building $591,600$661,865 (-)
2025$7,834.00 (+4.47%)$774,100 (+7.87%) Land $228,800 Building $545,300$661,865 (+4.34%)
2024$7,499.00 (+2.08%)$717,600 (+13.11%) Land $218,000 Building $499,600$634,315
2023$7,346.00$634,400 Land $189,600 Building $444,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 596 Wheeler Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2001–2006)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2006 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 596 Wheeler Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENWOOD WATER DISTRICT
serves 9,620 people · EPA ID MA3079001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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