St. Louis County property record for 596 W Wabasha St, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.75 ba · 2,054 sqft · built 1973 |
| Lot Size | 0.671 acres (29,235 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $857,000 (Jul 2025) |
| Tax Bill | $10,828 (2026) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0670-00800 |
| Primary APN | 010-0670-00800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,054 sqft Gross Area |
| 1st Floor Area | 2,054 sqft |
| Basement Area | 1,140 sqft |
| Finished Basement | 1,140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Foyer |
| Exterior Material | Block |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 29,235 sqft (0.671 acres) |
| Garage Type | Basement |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Patio |
| Porch Area | 156 sqft |
| Deck Area | 233 sqft |
| Storage Building | 120 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1184307 |
|---|---|
| Street Address | 596 W WABASHA ST |
| City | DULUTH |
| State | MN |
| Zip | 55803-1956 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0001 BLOCK:005 SERIAL # |
| Legal Subdivision | COLMANS 2ND ACRE TR ADD TO DUL |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 100 |
Source: St. Louis County records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 596 W WABASHA ST, DULUTH, MN 55803-1956 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 1, 2025 | Warranty Deed, Transfer · Conventional Mortgage REGENT FINANCIAL GROUP INC |
| Oct 8, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2025 · Amount on Record |
| Deed Sale | Jul 1, 2025 · Amount on Record |
| Prior Sale | Jan 7, 2002 · Amount on Record |
| Deed Document Number | 20251091550 |
| Prior Transfer Date | Apr 10, 2025 |
| Prior Transfer Doc | 0001089094 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 1, 2025 |
| Property Address | 596 W WABASHA ST, DULUTH, MN 55803-1956 |
| Document Number | 0001091550 |
| Instrument Date | Jun 25, 2025 |
| Instrument | 1091550 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,828.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 596 W WABASHA ST, DULUTH, MN 55803-1956 |
| Document Number | 0001091551 |
|---|---|
| Date | Jul 1, 2025 |
| Instrument | 1091551 |
| Name | REGENT FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.8% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 596 W WABASHA ST, DULUTH, MN 55803-1956 |
| Document Number | 00T1031357 |
| Instrument Date | Oct 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2020 |
| Title Company | COMMONWEALTH USA SETTLEMENTS L |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 596 W WABASHA ST DULUTH MN 558031956, DULUTH, MN 55803-1956 |
| Document Number | 00T1031357 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | T1031357 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,828.00 (+16.96%) Homeowner's exemption | ||
| 2025 | $9,258.00 (+9.9%) Homeowner's exemption | $726,000 (+0.96%) Land $138,600 Building $587,400 | $726,000 (+0.96%) Land $138,600 Building $587,400 |
| 2024 | $8,424.00 | $719,100 (+17.52%) Land $57,500 Building $661,600 | $719,100 (+17.52%) Land $57,500 Building $661,600 |
| 2022 | $611,900 Land $66,700 Building $545,200 | $611,900 Land $66,700 Building $545,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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