596 Tracy Ln, Clarksville, TN 37040 Property Records

Montgomery County property record for 596 Tracy Ln, Clarksville, TN 37040

Property Summary

Property Type	Single Family Home
Details	1,193 sqft · built 2012
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Trust Names on File
Last Sale	$260,000 (Nov 2023)
Tax Bill	$1,976 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41H A 2.00`

Property Details

APN / Parcel Number

Primary APN	`41H A 2.00`
Alternative APNs	`041H A 00200 000` `23083`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,193 sqft Living Area
Gross Area	1,617 sqft
1st Floor Area	1,193 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	1,120 sqft

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	596 TRACY LN
City	CLARKSVILLE
State	TN
Zip	37040-6538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	SUBDIVISION: WHITE TAIL RIDGE BLOCK: 1A LOT: 65 PLAT BOOK: F PLAT PAGE: 1075 SPLIT OFF 41-40.03 T-13
Legal Subdivision	WHITE TAIL RIDGE
Legal Block	1A
Legal Lot Number	65
Jurisdiction	MONTGOMERY TN
Township / Civil Division	14
Census Block Group	4
Census Block	4002
Census Tract	102001

Owner

596 Tracy Ln is owner-occupied and held in a trust since November 2023.

Source: Montgomery County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	596 TRACY LN, CLARKSVILLE, TN 37040-6538
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 13, 2021	Warranty Deed, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 9, 2021	Intrafamily Transfer, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Oct 2, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2023 · Amount on File
Deed Sale	Nov 7, 2023 · Amount on File
Prior Sale	Aug 13, 2021 · Amount on File
Deed Document Number	20231442243
Deed Book / Page	2334 / 2152
Prior Transfer Date	Jan 20, 2021
Prior Transfer Doc	0001304433
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Nov 7, 2023
Property Address	596 TRACY LN, CLARKSVILLE, TN 37040-6538
Document Number	02334/2152
Book / Page	2334 / 2152
Map Reference	MB F PG 1075
Instrument Date	Nov 3, 2023
Instrument	1442243
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	NOT AVAILABLE, TRANSFORMATION T&E

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420

Mortgage

Document Number	0001442245
Date	Nov 7, 2023
Instrument	1442245

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Aug 13, 2021
Property Address	596 TRACY LN, CLARKSVILLE, TN 37040-6538
Document Number	002125/943
Book / Page	2125 / 943
Map Reference	MB F PG 1075
Instrument Date	Aug 11, 2021
Instrument	1332888
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FREEDOM TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	596 TRACY LN, CLARKSVILLE, TN 37040-6538

Mortgage

Document Number	002125/945
Date	Aug 13, 2021
Book Page	2125/945
Instrument	1332889

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY TN
Recording Date	Mar 9, 2021
Property Address	596 TRACY LN, CLARKSVILLE, TN 37040-6538
Document Number	002069/244
Book / Page	2069 / 244
Map Reference	MB F PG 1075
Instrument Date	Jan 20, 2021
Instrument	1304433
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	596 TRACY LN, CLARKSVILLE, TN 37040-6538

Mortgage

Document Number	0001304434
Date	Mar 9, 2021
Instrument	1304434

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Oct 2, 2019
Property Address	596 TRACY LN, CLARKSVILLE, TN 37040-6538
Document Number	0001226245
Book / Page	001914 / 002410
Instrument Date	Oct 1, 2019
Instrument	1226245
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	FREEDOM TITLE SERVICES, FREEDOM TITLE SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$621.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	596 TRACY LN CLARKSVILLE TN 370406538, CLARKSVILLE, TN 37040-6538

Mortgage

Document Number	1226246
Date	Oct 2, 2019
Book Page	001914/002412
Instrument	1226246

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 596 Tracy Ln was $1,976, up 1.3% from the year before.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Municipality	Clarksville City
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,976.00 (+1.33%)	$65,450 (-)	$261,800 (-) Land $62,000 Building $199,800
2024	$1,950.00 (+20.44%)	$65,450 (+70.55%)	$261,800 Land $62,000 Building $199,800
2023	$1,619.00 (+41.15%)	$38,375 (-)
2022	$1,147.00	$38,375	$153,500 Land $33,000 Building $120,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 596 Tracy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 596 Tracy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKSVILLE WATER DEPARTMENT serves 251,864 people · EPA ID TN0000116
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CDE Lightband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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