596 Sardis Rd, Rayle, GA 30660 Property Records

Wilkes County property record for 596 Sardis Rd, Rayle, GA 30660

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,193 sqft · built 1985
Lot Size	12.6 acres (551,034 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,425 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`015-025`

Property Details

APN / Parcel Number

Primary APN	`015-025`
Alternative APN	`2313`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,193 sqft Heated Area
Basement Area	1,462 sqft
Unfinished Basement	1,462 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Exterior Material	Fiber Cement Siding
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	551,034 sqft (12.6 acres)
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2313
Street Address	596 SARDIS RD
City	RAYLE
State	GA
Zip	30660-1250
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	004
Legal Description	GMD 168 PLAT BK 14:340 TRACT A 12.65 ACRES
Legal Tract	A
Legal Block	14
Jurisdiction	WILKES GA
Township / Civil Division	RAYLE
Census Block Group	1
Census Block	1043
Census Tract	10102

Owner

Source: Wilkes County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	15801 E BURRO DR, FOUNTAIN HILLS, AZ 85268-5307
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage F&M BANK
Dec 10, 2021	Deed of Trust, Mortgage · Line of Credit F&M BANK
Oct 19, 2005	Deed of Trust, Mortgage · Conventional Mortgage PRIMESOUTH BANK
Apr 14, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 10, 2026	Warranty Deed, Transfer · USDA Mortgage ROCKET MORTGAGE
Mar 10, 2021	Warranty Deed, Transfer
Mar 2, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026
Deed Sale	Apr 14, 2026
Prior Sale	Apr 10, 2026 · Amount on Record
Deed Book / Page	435 / 89
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILKES GA
Property Address	596 SARDIS RD, RAYLE, GA 30660-1250
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	596 SARDIS RD, RAYLE, GA 30660-1250

Mortgage

Document Number	0000000380/0000000173
Date	Mar 23, 2021
Book Page	0000000380/0000000173

Lender

Name	F&M BANK

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

Interest

Rate	3.96%
Type Change Date	May 15, 2020

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILKES GA
Property Address	596 SARDIS RD, RAYLE, GA 30660-1250
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	596 SARDIS RD, RAYLE, GA 30660-1250

Mortgage

Document Number	0000000389/0000000521
Date	Dec 10, 2021
Book Page	0000000389/0000000521

Lender

Name	F&M BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	108 Months
Due	Jan 1, 2031

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILKES GA
Property Address	596 SARDIS RD, RAYLE, GA 30660-1250
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000240/198
Date	Oct 19, 2005
Book Page	240/198

Lender

Name	PRIMESOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2006

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILKES GA
Recording Date	Apr 14, 2026
Property Address	596 SARDIS RD, RAYLE, GA 30660-1250
Document Number	0000435/89
Book / Page	435 / 89
Instrument Date	Apr 14, 2026
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15801 E BURRO DR, FOUNTAIN HILLS, AZ 85268-5307

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILKES GA
Recording Date	Apr 10, 2026
Property Address	596 SARDIS RD, RAYLE, GA 30660-1250
Document Number	000434/564
Book / Page	434 / 564
Instrument Date	Apr 10, 2026
Transaction Type	Transfer
Record Updated	Jun 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15801 E BURRO DR, FOUNTAIN HILLS, AZ 85268-5307

Mortgage

Document Number	0434000566,
Date	Apr 10, 2026
Book Page	434/566

Lender

Name	ROCKET MORTGAGE

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILKES GA
Recording Date	Mar 10, 2021
Property Address	596 SARDIS RD, RAYLE, GA 30660-1250
Document Number	000380/172
Book / Page	380 / 172
Instrument Date	Mar 10, 2021
Instrument	2021-000115
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 91, RAYLE, GA 30660-0091

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILKES GA
Recording Date	Mar 2, 2021
Property Address	596 SARDIS RD, RAYLE, GA 30660-1250
Document Number	000380/171
Book / Page	380 / 171
Instrument Date	Mar 2, 2021
Instrument	2021-000116
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 91, RAYLE, GA 30660-0091

Tax Assessment & Valuation

Source: Wilkes County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Wilkes County
Unified School District	Wilkes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,425.00 (-0.07%) Homeowner's exemption Senior Citizen's exemption	$76,528 (+32.56%) Land $19,742 Building $56,786	$191,321 (+32.56%) Land $49,355 Building $141,966
2023	$1,426.00 Homeowner's exemption	$57,732 Land $19,742 Building $37,990	$144,329 Land $49,355 Building $94,974

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Relyant Communications Fiber	1,000 / 250

Cell Coverage

4G LTE only, no 5G reported

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