596 Overlook Dr, Lancaster, KY 40444 Property Records

Garrard County property record for 596 Overlook Dr, Lancaster, KY 40444 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	built 1998
Lot Size	1.02 acres (44,598 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Oct 2025)
Tax Bill	$3,705 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2025 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04B-02-020`

Property Details

APN / Parcel Number

Primary APN	`04B-02-020`
Alternative APN	`23341`

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	44,598 sqft (1.02 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	23341
Street Address	596 OVERLOOK DR
City	LANCASTER
State	KY
Zip	40444-7998
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 WOODFIN SUB
Legal Subdivision	WOODFIN SUB
Legal Lot Number	22
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	1
Census Block	1008
Census Tract	970101

Owner

Source: Garrard County records · APN 04B-02-020

Assessment roll updated May 5, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	596 OVERLOOK DR, LANCASTER, KY 40444-7998
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Special Warranty Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC
Mar 11, 2025	Special Warranty Deed, Foreclosure
Mar 04, 2025	Commissioner's Deed, Foreclosure
Aug 03, 2021	Deed, Transfer BLUEGRASS LAND TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Mar 11, 2025 · Amount on Record
Deed Document Number	2025200148
Deed Book / Page	334 / 234
Record Updated	Sep 20, 2026

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GARRARD KY
Recording Date	Oct 14, 2025
Property Address	596 OVERLOOK DR, LANCASTER, KY 40444-7998
Document Number	00D334/234
Book / Page	D334 / 234
Map Reference	CAB 1 SL 293
Instrument Date	Oct 02, 2025
Instrument	200148
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	596 OVERLOOK DR, LANCASTER, KY 40444-7998

Mortgage

Document Number	0000200149
Date	Oct 14, 2025
Instrument	200149

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 01, 2032
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Max Rate	11.7%

March 2025: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	GARRARD KY
Recording Date	Mar 11, 2025
Property Address	596 OVERLOOK DR, LANCASTER, KY 40444-7998
Document Number	00D330/893
Book / Page	D330 / 893
Instrument Date	Mar 06, 2025
Instrument	192256
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9726 OLD BAILES RD STE 200, 200, FORT MILL, SC 29707-7882

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

March 2025: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	GARRARD KY
Recording Date	Mar 04, 2025
Property Address	596 OVERLOOK DR, LANCASTER, KY 40444-7998
Document Number	00D330/804
Book / Page	D330 / 804
Instrument Date	Feb 12, 2025
Instrument	191949
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9726 OLD BAILES RD STE 200, 200, FORT MILL, SC 29707-7882

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Aug 03, 2021
Property Address	596 OVERLOOK DR, LANCASTER, KY 40444-7998
Document Number	00D311/128
Book / Page	D311 / 128
Map Reference	DB 290 PG 624
Instrument Date	Jul 30, 2021
Instrument	163274
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	955 KIDDS MILL RD E, VERSAILLES, KY 40383-9456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	596 OVERLOOK DR, LANCASTER, KY 40444-7998

Tax Assessment & Valuation

Source: Garrard County records · Assessment roll updated May 5, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,705.00 (-0.48%)	$360,000 (-) Land $30,000 Building $330,000	$360,000 (-) Land $30,000 Building $330,000
2024	$3,723.00 (-2.82%)	$360,000 (-) Land $30,000 Building $330,000	$360,000 (-) Land $30,000 Building $330,000
2023	$3,831.00 (-0.93%)	$360,000 (-) Land $30,000 Building $330,000	$360,000 (-) Land $30,000 Building $330,000
2022	$3,867.00	$360,000 Land $30,000 Building $330,000	$360,000 Land $30,000 Building $330,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Garrard County (21079C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

596 Overlook Dr, Lancaster, KY 40444 Property Records

Property Summary

Property Details

APN / Parcel Number

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2025: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2025: Special Warranty Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2025: Commissioner's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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