596 N Lakeshore Dr, Louisa, VA 23093 Property Records

Louisa County property record for 596 N Lakeshore Dr, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1966
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Apr 2025)
Tax Bill	$1,522 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13A2 6 398`

Property Details

APN / Parcel Number

Primary APN	`13A2 6 398`
Alternative APNs	`14017` `13541`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Porch	Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13541
Street Address	596 N LAKESHORE DR
City	LOUISA
State	VA
Zip	23093-7022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 398DB 2007/378
Legal Subdivision	BLUE RIDGE SHORES SUBDIVISION
Legal Lot Number	398D
Jurisdiction	LOUISA VA
Township / Civil Division	LOUISA
Census Block Group	2
Census Block	2030
Census Tract	950303

Owner

Source: Louisa County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	596 N LAKESHORE DR, LOUISA, VA 23093-7022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2025	Deed, Transfer · FHA Mortgage FIRST HERITAGE MORTGAGE LLC
Oct 16, 2020	Grant Deed, Transfer WATERSTONE MTG CORP
Oct 2, 2017	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2025 · Amount on Record
Deed Sale	Apr 4, 2025 · Amount on Record
Prior Sale	Oct 16, 2020 · Amount on Record
Deed Document Number	20252865
Deed Book / Page	2007 / 378
Record Updated	Sep 20, 2026

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 4, 2025
Property Address	596 N LAKESHORE DR, LOUISA, VA 23093-7022
Document Number	002007/378
Book / Page	2007 / 378
Map Reference	MB 4 PG 16
Instrument Date	Apr 2, 2025
Instrument	202500002865
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$117.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	596 N LAKESHORE DR, LOUISA, VA 23093-7022

Mortgage

Document Number	0002007381
Date	Apr 4, 2025
Instrument	2007/381

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2055

Mortgage

Document Number	002007/400
Date	Apr 4, 2025
Book Page	2007/400
Instrument	202500002867

Lender

Name	CARTER BANK & TRUST
Type	Bank
Address	MARTINSVILLE, VA 24112

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Oct 16, 2020
Property Address	596 N LAKESHORE DR, LOUISA, VA 23093-7022
Document Number	0000010155
Book / Page	001707 / 000273
Instrument Date	Oct 10, 2020
Instrument	10155
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	596 N LAKESHORE DR LOUISA VA 230937022, LOUISA, VA 23093-7022

Mortgage

Document Number	10156
Date	Oct 16, 2020
Book Page	001707/000276
Instrument	10156

Lender

Name	WATERSTONE MTG CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Oct 2, 2017
Property Address	596 N LAKESHORE DR, LOUISA, VA 23093-7022
Document Number	0000008430
Book / Page	001530 / 000291
Instrument Date	Sep 29, 2017
Instrument	8430
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	596 N LAKESHORE DR LOUISA VA 230937022, LOUISA, VA 23093-7022

Mortgage

Document Number	8431
Date	Oct 2, 2017
Book Page	001530/000294
Instrument	8431

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,600 (+1.04%) Land $15,000 Building $198,600	$213,600 (+1.04%) Land $15,000 Building $198,600
2025	$1,522.00 (+0.66%)	$211,400 (+9.99%) Land $15,000 Building $196,400	$211,400 (+9.99%) Land $15,000 Building $196,400
2024	$1,512.00 (+203.01%)
2023		$192,200 Land $15,000 Building $177,200
2022	$499.00		$192,200 Land $15,000 Building $177,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUE RIDGE SHORES private · serves 1,707 people · EPA ID VA2109075
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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