Calvert County property record for 596 Lake Dr, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,623 sqft · built 1974 |
| Lot Size | 0.467 acres (20,343 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $530,000 (Jan 2012) |
| Tax Bill | $7,783 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-063499 |
| Primary APN | 01-063499 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,623 sqft Total Area |
| Basement Area | 1,233 sqft |
| Finished Basement | 1,233 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,343 sqft (0.467 acres) |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 782 sqft |
| Deck Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 063499 |
|---|---|
| Street Address | 596 LAKE DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-3262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 28R BLK A SEC 2 DRUM POINT |
| Legal Subdivision | DRUM POINT |
| Legal Block | A |
| Legal Lot Number | 28R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 861003 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2700 WELCOME DR, FALLS CHURCH, VA 22046-3733 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2012 · Amount on Record |
| Deed Sale | Jan 3, 2012 · Amount on Record |
| Prior Sale | Mar 23, 2005 · Amount on Record |
| Deed Book / Page | 3846 / 90 |
| Prior Transfer Date | Jan 19, 2005 |
| Prior Transfer Doc | KPS023840586 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 596 LAKE DR, LUSBY, MD 20657-3262 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 2700 WELCOME DR, FALLS CHURCH, VA 22046-3733 |
| Document Number | 0059340344 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 5934/344 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 1, 2051 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $725,200 (+5.94%) Land $306,500 Building $418,700 | $725,200 (-) Land $306,500 Building $418,700 | |
| 2025 | $7,783.00 (+24.19%) | $684,533 (+13.48%) | $725,200 (+20.23%) Land $306,500 Building $418,700 |
| 2023 | $6,267.00 | $603,200 Land $306,500 Building $296,700 | $603,200 Land $306,500 Building $296,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1995–2015) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jun 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: IQ Fiber.
4G LTE (outdoors only), no 5G reported
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