596 E College St, Oberlin, OH 44074 Property Records

Lorain County property record for 596 E College St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,240 sqft · built 1960
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (May 2019)
Tax Bill	$5,338 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00-088-101-009`

Property Details

APN / Parcel Number

Primary APN	`09-00-088-101-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,240 sqft Living Area
Gross Area	2,900 sqft
1st Floor Area	2,240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	150 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	180 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	596 E COLLEGE ST
City	OBERLIN
State	OH
Zip	44074-1359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MURPHY SUB 186.44 X 164
Legal Subdivision	MURPHY SUB
Legal Block	101
Legal Lot Number	8
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	3
Census Block	3007
Census Tract	60100

Owner

596 E College St is owned and occupied by an individual who bought it in May 2019.

Source: Lorain County records, as of May 16, 2025

Owner of Record	Individual Name on File
Mailing Address	596 E COLLEGE ST, OBERLIN, OH 44074-1359
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERICAN MIDWEST MTG
May 29, 2019	Warranty Deed, Transfer · Conventional with PMI AMERICAN MIDWEST MTG
May 29, 2019	Correction Deed, Transfer BARRISTER TITLE SERVICES, BARRISTERS/OH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2019 · Amount on File
Deed Sale	May 29, 2019 · Amount on File
Prior Sale	May 29, 2019 · Amount on File
Deed Document Number	2019716259
Prior Transfer Date	Jan 4, 2012
Prior Transfer Doc	20190716258
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	596 E COLLEGE ST, OBERLIN, OH 44074-1359
Document Number	0000769548
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	596 E COLLEGE ST OBERLIN OH 440741359, OBERLIN, OH 44074-1359

Mortgage

Document Number	0000769548
Date	Jul 17, 2020
Instrument	769548

Lender

Name	AMERICAN MIDWEST MTG
Type	Mortgage Company
Address	PARMA HEIGHTS, OH 44130

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 29, 2019
Property Address	596 E COLLEGE ST, OBERLIN, OH 44074-1359
Document Number	0000716259
Instrument Date	May 22, 2019
Instrument	716259
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	596 E COLLEGE ST OBERLIN OH 440741359, OBERLIN, OH 44074-1359

Mortgage

Document Number	716396
Date	May 29, 2019
Instrument	716396

Lender

Name	AMERICAN MIDWEST MTG
Type	Mortgage Company
Address	PARMA HEIGHTS, OH 44130

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 28, 2049

May 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	LORAIN OH
Recording Date	May 29, 2019
Property Address	596 E COLLEGE ST, OBERLIN, OH 44074-1359
Document Number	0000716258
Instrument Date	Jan 4, 2012
Instrument	716258
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	BARRISTER TITLE SERVICES, BARRISTERS/OH

Transaction

Amount	Amount on Record
Tax	$584.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	596 E COLLEGE ST OBERLIN OH 440741359, OBERLIN, OH 44074-1359

Tax Assessment & Valuation

The 2025 property tax bill for 596 E College St was $5,338 with a homeowner's exemption, down 4.2% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,338.00 (-4.17%) Homeowner's exemption	$113,720 (-0.01%) Land $13,240 Building $100,480	$324,930 (-) Land $37,840 Building $287,090
2024	$5,570.00 (+37.91%)	$113,726 (+53.99%) Land $13,244 Building $100,482	$324,930 (+53.99%) Land $37,840 Building $287,090
2023	$4,039.00 (+2.75%)	$73,854 (+0.01%) Land $12,422 Building $61,432	$211,010 Land $35,490 Building $175,520
2022	$3,931.00	$73,850 Land $12,420 Building $61,430
2021			$211,010 Land $35,490 Building $175,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 596 E College St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 596 E College St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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