596 Colonial Ave, Pelham, NY 10803 Property Records

Westchester County and Pelham Town property record for 596 Colonial Ave, Pelham, NY 10803

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,800 sqft · built 1920
Lot Size	0.132 acres (5,773 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Jun 2016)
Tax Bill	$25,860 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`554405 163.68-1-11`

Property Details

APN / Parcel Number

Primary APN	`554405 163.68-1-11`
Alternative APNs	`440516306800010110000000` `01946000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	1,080 sqft
2nd Floor Area	720 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	5,773 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01946000
Street Address	596 COLONIAL AVE
City	PELHAM
State	NY
Zip	10803-2120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	MAP OF FAIRLAWN TERRACE
Legal Block	1
Legal Lot Number	11.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	PELHAM
Census Block Group	3
Census Block	3000
Census Tract	5500

Owner

Source: Westchester County and Pelham Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	596 COLONIAL AVE, PELHAM, NY 10803-2120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Deed of Trust, Mortgage · Unknown CITIZENS BANK NA
Oct 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARDHILL FIN'L
Oct 23, 2017	Loan Modification, Mortgage · Conventional Mortgage GUARDHILL FIN'L
Feb 16, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2016 · Amount on Record
Deed Sale	Jun 24, 2016 · Amount on Record
Prior Sale	Nov 3, 1999 · Amount on Record
Deed Document Number	2016561683078
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	596 COLONIAL AVE, PELHAM, NY 10803-2120
Transaction Type	Mortgage
Record Updated	Feb 28, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	596 COLONIAL AVE, PELHAM, NY 10803-2120

Mortgage

Document Number	0630453574
Date	Feb 15, 2023
Instrument	630453574

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Unknown
Amount	Amount Recorded
Term	300 Months
Due	Feb 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	596 COLONIAL AVE, PELHAM, NY 10803-2120
Document Number	0573103159
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	KISS ABSTRACT LLC, KISS ABS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	596 COLONIAL AVE PELHAM NY 108032120, PELHAM, NY 10803-2120

Mortgage

Document Number	0573103159
Date	Jan 10, 2018
Book Page	057310/003159

Lender

Name	GUARDHILL FIN'L
Type	Funding / Finance Company
Address	NEW YORK, NY 10017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2048

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	596 COLONIAL AVE, PELHAM, NY 10803-2120
Document Number	0573103163
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Feb 12, 2018
Title Company	KISS ABSTRACT LLC, KISS ABS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	596 COLONIAL AVE PELHAM NY 108032120, PELHAM, NY 10803-2120

Mortgage

Document Number	0573103163
Date	Jan 10, 2018
Book Page	057310/003163

Lender

Name	GUARDHILL FIN'L
Type	Funding / Finance Company
Address	140 E 45TH ST # 31ST, NEW YORK, NY 10017-3144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	596 COLONIAL AVE, PELHAM, NY 10803-2120
Document Number	0570603310
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	596 COLONIAL AVE PELHAM NY 108032120, PELHAM, NY 10803-2120

Mortgage

Document Number	0570603310
Date	Mar 2, 2017
Book Page	057060/003310

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westchester County and Pelham Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Pelham Town
Municipality	Pelham Manor Village
Unified School District	Pelham Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,860.00 (-23.69%)
2025	$33,887.00	$1,036,000 (+4.02%) Land $268,000 Building $768,000	$1,036,000 (+4.02%) Land $268,000 Building $768,000
2024		$996,000 (+5.96%) Land $268,000 Building $728,000	$996,000 (+5.96%) Land $268,000 Building $728,000
2023		$940,000 Land $179,000 Building $761,000	$940,000 Land $179,000 Building $761,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	30 (1979–2023)
Claims Outside the SFHA	12 of 30
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims Hurricane Sandy, Oct 2012 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people · EPA ID NY5903444
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Optimum, T-Mobile.

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