596 Bernard Couch Dr, Anniston, AL 36207 Property Records

Calhoun County property record for 596 Bernard Couch Dr, Anniston, AL 36207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,531 sqft · built 2007
Lot Size	0.442 acres (19,254 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Sep 2019)
Tax Bill	$556 (2026)
Deeds & Mortgages	May 2022 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-04-17-0-000-010.001`

Property Details

APN / Parcel Number

Primary APN	`20-04-17-0-000-010.001`
Alternative APNs	`182250` `77134`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,531 sqft Living Area
Gross Area	1,811 sqft
1st Floor Area	1,531 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,254 sqft (0.442 acres)
Lot Dimensions	209 ft deep x 90 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	182250
Street Address	596 BERNARD COUCH DR
City	ANNISTON
State	AL
Zip	36207-4904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 17 TSP 16S R 9E WOODLAND RIDGE LT 2
Legal Range	09E
Legal Township	16S
Legal Section	17
Legal Subdivision	WOODLAND RIDGE
Legal Lot Number	2
Jurisdiction	CALHOUN AL
Township / Civil Division	CHOCCOLOCCO
Census Block Group	3
Census Block	3027
Census Tract	2002

Owner

Source: Calhoun County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	596 BERNARD COUCH DR, ANNISTON, AL 36207-4904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage HUD
Sep 30, 2019	Survivorship Deed, Transfer · FHA Mortgage HUNT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2019 · Amount on Record
Deed Sale	Sep 30, 2019 · Amount on Record
Deed Document Number	20193254-0928
Deed Book / Page	3254 / 928
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN AL
Property Address	596 BERNARD COUCH DR, ANNISTON, AL 36207-4904
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005058/309
Date	May 4, 2022
Book Page	5058/309
Instrument	5058-0309

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

September 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CALHOUN AL
Recording Date	Sep 30, 2019
Property Address	596 BERNARD COUCH DR, ANNISTON, AL 36207-4904
Document Number	003254/928
Book / Page	3254 / 928
Instrument Date	Sep 26, 2019
Instrument	3254-0928
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157 VALLEY BROOK DRIVE SW, JACKSONVILLE, AL 36265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	596 BERNARD COUCH DR, ANNISTON, AL 36207-4904

Mortgage

Document Number	004923/971
Date	Sep 30, 2019
Book Page	4923/971
Instrument	4923-0971

Lender

Name	HUNT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Calhoun County
Unified School District	Calhoun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$556.00 (+7.54%)
2025	$517.00 (-12.82%) Homeowner's exemption	$14,200 (-11.8%)	$142,000 (-11.8%) Land $23,000 Building $119,000
2024	$593.00 (-1.33%) Homeowner's exemption	$16,100 (-1.4%) Land $2,300 Building $13,800	$161,000 (-1.4%) Land $23,000 Building $138,000
2023	$601.00 (+9.67%) Homeowner's exemption	$16,328 (+8.98%) Land $2,300 Building $14,028	$163,280 (+8.98%) Land $23,000 Building $140,280
2022	$548.00	$14,982 Land $2,300 Building $12,682	$149,820 Land $23,000 Building $126,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 93% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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