5959 Ridge Spring Cir, Salisbury, MD 21801 Property Records

Wicomico County property record for 5959 Ridge Spring Cir, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,500 sqft · built 1992
Lot Size	0.799 acres (34,791 sqft)
Owner	2 Individual Names on File
Last Sale	$136,000 (Apr 1993)
Tax Bill	$3,122 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-076948`

Property Details

APN / Parcel Number

Primary APN	`09-076948`
Alternative APN	`076948`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,500 sqft Total Area
Utility Area	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	34,791 sqft (0.799 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	64 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	076948
Street Address	5959 RIDGE SPRING CIR
City	SALISBURY
State	MD
Zip	21801-2431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	BL-B L-9 34,791 SQFT SS RIDGE SPRING CIR CROSS CREEK SEC 2
Legal Subdivision	RIDGE SPRING CIR CROSS CREEK
Legal Block	B
Legal Lot Number	9
Jurisdiction	WICOMICO MD
Township / Civil Division	9, SALISBURY
Census Block Group	1
Census Block	1053
Census Tract	10300

Owner

5959 Ridge Spring Cir is owned and occupied by two individuals who bought it in April 1993.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5959 RIDGE SPRING CIR, SALISBURY, MD 21801-2431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 1993 · Amount on File
Deed Sale	Apr 12, 1993 · Amount on File
Prior Sale	Jan 17, 1992 · Amount on File
Deed Book / Page	1333 / 465
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	5959 RIDGE SPRING CIR, SALISBURY, MD 21801-2431
Transaction Type	Mortgage
Record Updated	Jun 23, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051130188
Date	Jun 14, 2022
Book Page	5113/188

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 5959 Ridge Spring Cir was $3,122.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,100 Land $41,600 Building $327,500	$369,100 Land $41,600 Building $327,500
2025	$3,122.00
2023	$2,577.00	$258,400 Land $41,600 Building $216,800	$258,400 Land $41,600 Building $216,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5959 Ridge Spring Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5959 Ridge Spring Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEEPLECHASE WATERWORKS private · serves 395 people · EPA ID MD0220010
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	18 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20