5959 Chestnut Rd, Independence, OH 44131 Property Records

Cuyahoga County property record for 5959 Chestnut Rd, Independence, OH 44131

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,452 sqft · built 1951
Lot Size	0.909 acres (39,639 sqft)
Owner	2 Individual Names on File
Last Sale	$389,000 (Oct 2019)
Tax Bill	$8,273 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`562-20-016`

Property Details

APN / Parcel Number

Primary APN	`562-20-016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,452 sqft Living Area
1st Floor Area	2,452 sqft
Basement Area	1,176 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,639 sqft (0.909 acres)
Lot Dimensions	877 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	5959 CHESTNUT RD
City	INDEPENDENCE
State	OH
Zip	44131-3374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-1
Legal Description	35
Legal Subdivision	INDEPENDENCE #2
Legal Tract	2
Legal Lot Number	35
Jurisdiction	CUYAHOGA OH
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1049
Census Tract	156101

Owner

5959 Chestnut Rd is owned and occupied by two individuals who bought it in October 2019.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5959 CHESTNUT RD, INDEPENDENCE, OH 44131-3374
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Oct 4, 2019	Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MTG SVCS
May 9, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2019 · Amount on File
Deed Sale	Oct 4, 2019 · Amount on File
Prior Sale	Jul 10, 2000 · Amount on File
Deed Document Number	0010040630
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	5959 CHESTNUT RD, INDEPENDENCE, OH 44131-3374
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000877
Date	Jan 21, 2022
Instrument	202201210877

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Oct 4, 2019
Property Address	5959 CHESTNUT RD, INDEPENDENCE, OH 44131-3374
Document Number	0010040630
Instrument Date	Sep 27, 2019
Instrument	10040630
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	BARRISTER TITLE SERVICES, BARRISTERS/OH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,556.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5959 CHESTNUT RD INDEPENDENCE OH 441313374, INDEPENDENCE, OH 44131-3374

Mortgage

Document Number	10040631
Date	Oct 4, 2019
Instrument	10040631

Lender

Name	HOWARD HANNA MTG SVCS
Type	Mortgage Company
Address	MAYFIELD HEIGHTS, OH 44124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	5959 CHESTNUT RD, INDEPENDENCE, OH 44131-3374
Document Number	0005220545
Instrument Date	May 9, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5959 CHESTNUT RD INDEPENDENCE OH 441313374, INDEPENDENCE, OH 44131-3374

Mortgage

Document Number	0005220545
Date	May 22, 2017
Instrument	5220545

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 21, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5959 Chestnut Rd was $8,273, down 3.5% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Independence City
Unified School District	Independence Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,273.00 (-3.48%)	$175,000 (-) Land $16,170 Building $158,830
2024	$8,571.00 (+11.44%)	$175,000 (+22.55%) Land $16,170 Building $158,830	$500,000 Land $46,200 Building $453,800
2023	$7,691.00 (+5.44%)	$142,800 (+4.88%) Land $15,190 Building $127,610
2022	$7,294.00	$136,150 Land $15,190 Building $120,960
2021			$408,000 Land $43,400 Building $364,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5959 Chestnut Rd in Zone X, an area of minimal flood risk, though there have been 190 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	190 (1979–2020)
Claims Outside the SFHA	12 of 190
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding Due To The Remnants Of Hurricane Sandy, Oct 2012 · 7 claims Severe Storms, Tornadoes, Straight Line Winds, And Flooding, Jun 2006 · 22 claims Severe Storms And Flooding, May 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5959 Chestnut Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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