5958 Kimball Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 5958 Kimball Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,558 sqft · built 1977
Lot Size	0.558 acres (24,288 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,600 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8813-16-478-010`

Property Details

APN / Parcel Number

Primary APN	`8813-16-478-010`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,558 sqft Living Area
1st Floor Area	1,558 sqft
Basement Area	1,558 sqft
Finished Basement	1,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,288 sqft (0.558 acres)
Lot Dimensions	132 ft deep x 184 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	418 sqft
Deck Area	132 sqft
Patio Area	504 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5958 KIMBALL AVE
City	WATERLOO
State	IA
Zip	50701-9093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LICHTY ORANGE ADDITION LOT 1
Legal Range	13W
Legal Township	88N
Legal Section	16
Legal Subdivision	LICHTY ORANGE ADDITION
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1047
Census Tract	3001

Owner

Source: Black Hawk County records · APN 8813-16-478-010

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5958 KIMBALL AVE, WATERLOO, IA 50701-9093
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Aug 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF IOWA COMMUNITY CU
Aug 28, 2017	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF IOWA COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5958 KIMBALL AVE, WATERLOO, IA 50701-9093
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5958 KIMBALL AVE, WATERLOO, IA 50701-9093

Mortgage

Document Number	0202601688
Date	Feb 10, 2026
Instrument	2026-01688

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 09, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5958 KIMBALL AVE, WATERLOO, IA 50701-9093
Transaction Type	Mortgage
Record Updated	Jul 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100021548
Date	Apr 14, 2021
Instrument	202100021548

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2036

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5958 KIMBALL AVE, WATERLOO, IA 50701-9093
Transaction Type	Mortgage
Record Updated	Jul 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800003611
Date	Aug 28, 2017
Instrument	2018-00003611

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 28, 2017
Property Address	5958 KIMBALL AVE, WATERLOO, IA 50701-9093
Document Number	201800003610
Instrument Date	Aug 16, 2017
Instrument	2018-00003610
Transaction Type	Transfer
Record Updated	Jul 08, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5958 KIMBALL AVE, WATERLOO, IA 50701-9093

Mortgage

Document Number	201800003612
Date	Aug 28, 2017
Instrument	2018-00003612

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 05, 2032

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,600.00 Homeowner's exemption	$339,400 (+9.02%) Land $39,670 Building $299,730	$339,400 (+9.02%) Land $39,670 Building $299,730
2024	$6,600.00 (+32%)
2023		$311,330 (+31.62%) Land $39,670 Building $271,660	$311,330 (+31.62%) Land $39,670 Building $271,660
2022	$5,000.00 Homeowner's exemption	$236,530 Land $39,670 Building $196,860
2021			$236,530 Land $39,670 Building $196,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130030011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Waterloo Telecommunications Utility Fiber	10,000 / 10,000
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable	1,000 / 50
LTD Broadband Fixed Wireless	150 / 130

May also be available: Verizon.

Based on FCC filings for 27 locations within half a mile of this property.

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