Whatcom County property record for 5957 Ranch Loop, Ferndale, WA 98248 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $729,900 (Feb 2026) |
| Tax Bill | $1,381 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 390124-395369-0000 |
| Primary APN | 390124-395369-0000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 4,356 sqft (0.1 acres) |
|---|
| Account Number | 192040 |
|---|---|
| Street Address | 5957 RANCH LOOP |
| City | FERNDALE |
| State | WA |
| Zip | 98248-2138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHURCH HILL RANCH PUD LOT 66 |
| Legal Subdivision | CHURCH HILL RANCH PUD |
| Legal Lot Number | 66 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10503 |
Source: Whatcom County records · APN 390124-395369-0000
Assessment roll updated December 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5957 RANCH LOOP, FERNDALE, WA 98248-2138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Aug 13, 2025 | Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON FEDERAL NA |
| Feb 19, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on Record |
| Deed Sale | Feb 19, 2026 · Amount on Record |
| Deed Document Number | 2026021663 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5957 RANCH LOOP, FERNDALE, WA 98248-2138 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000800959 |
|---|---|
| Date | Aug 13, 2025 |
| Instrument | 2025-0800959 |
| Name | WASHINGTON FEDERAL NA |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Feb 19, 2026 |
| Property Address | 5957 RANCH LOOP, FERNDALE, WA 98248-2138 |
| Document Number | 0000201663 |
| Map Reference | AF 2023-0700991 |
| Instrument | 2026-0201663 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,052.22 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5957 RANCH LOOP, FERNDALE, WA 98248-2138 |
| Document Number | 0000201664 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 2026-0201664 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Ferndale City |
| Unified School District | Ferndale School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,381.00 | $183,330 Land $183,330 | $183,330 Land $183,330 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730105032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Wildfire Risk | Low above 5% of the US · above 3% of Washington |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA, Northwest Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.
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