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5956 E Elgin Ln, Inverness, FL 34452 Property Records

Citrus County property record for 5956 E Elgin Ln, Inverness, FL 34452

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,133 sqft · built 2023
Lot Size0.22 acres (9,599 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Sep 2023)
Tax Bill$2,501 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20E-19S-29-0010-03270-0020

Property Details

APN / Parcel Number

Primary APN20E-19S-29-0010-03270-0020
Alternative APNs
  • 2919S20E0010032700020
  • 1804906

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,133 sqft Living Area
Gross Area1,547 sqft
1st Floor Area1,133 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialCombination
Roof TypeHip
Roof MaterialFiberglass
Lot Area9,599 sqft (0.22 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage TypeAttached
Garage Area414 sqft
Parking Spaces4 Parking Spaces
PorchFinished/Open Porch
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number1804906
Street Address5956 E ELGIN LN
CityINVERNESS
StateFL
Zip34452-7206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal DescriptionINVERNESS HGLDS WEST PB 5 PG 19 LOT 2 BLK 327
Legal Range20E
Legal Township19S
Legal Section29
Legal SubdivisionINVERNESS HIGHLANDS WEST
Legal Block327
Legal Lot Number2
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1066
Census Tract451103

Owner

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5956 E ELGIN LN, INVERNESS, FL 34452-7206
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2023Warranty Deed, Subdivision Related Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
LYNN WHIPPLE
Mar 14, 2019Tax Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2023 · Amount on Record
Deed SaleSep 1, 2023 · Amount on Record
Prior SaleMar 14, 2019 · Amount on Record
Deed Document Number202350905
Deed Book / Page3406 / 1990
Prior Transfer DateJan 1, 2011
Prior Transfer Doc0029620864
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateSep 1, 2023
Property Address5956 E ELGIN LN, INVERNESS, FL 34452-7206
Document Number0034061990
Book / Page3406 / 1990
Map ReferenceMB 5 PG 19
Instrument DateAug 18, 2023
Instrument2023050905
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 23, 2024
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address555 WINDERLEY PL STE 300, 300, MAITLAND, FL 32751-7133

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5956 E ELGIN LN, INVERNESS, FL 34452-7206

Mortgage

Document Number0034061991
DateSep 1, 2023
Instrument3406/1991
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053

Mortgage

Document Number0034062012
DateSep 1, 2023
Book Page3406/2012
Instrument2023050907
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
AddressTALLAHASSEE, FL 32301
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address5956 E ELGIN LN, INVERNESS, FL 34452-7052
Document Number0031031666
Instrument DateSep 17, 2020
Transaction TypeMortgage
Record UpdatedNov 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address555 WINDERLEY PL #300 MAITLAND FL 327517133, 300, MAITLAND, FL 32751-7133
InvestorPossibly a Property Investor

Mortgage

Document Number0031031666
DateOct 27, 2020
Book Page003103/001666
Instrument58253
Lender
NameLYNN WHIPPLE
Address555 WINDERLEY PL # 300, MAITLAND, FL 32751-7133
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2019: Tax Deed, Foreclosure

Document TypeTax Deed
JurisdictionCITRUS FL
Recording DateMar 14, 2019
Property Address5956 E ELGIN LN, INVERNESS, FL 34452-7052
Document Number0029620864
Book / Page002962 / 000864
Instrument DateMar 14, 2019
Instrument12806
Transaction TypeForeclosure
Record UpdatedApr 1, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$15.05
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address555 WINDERLEY PL #300 MAITLAND FL 327517133, 300, MAITLAND, FL 32751-7133

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,501.00 (-1.73%)$195,871 (-2.79%) Land $9,200 Building $186,671$195,871 (-2.79%) Land $9,200 Building $186,671
2024$2,545.00 (+3,081.25%) Homeowner's exemption Additional exemption filed$201,500 (+2,971.65%) Land $6,240 Building $195,260$201,500 (+2,971.65%) Land $6,240 Building $195,260
2023$80.00 (+33.33%)$6,560 (+64%) Land $6,560$6,560 (+64%) Land $6,560
2022$60.00$4,000 Land $4,000$4,000 Land $4,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINVERNESS WATER DEPT
serves 7,194 people · EPA ID FL6090861
Water SourceGroundwater
Last State InspectionDec 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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