5956 Co Rd 120, Saint Cloud, MN 56303 Property Records

Stearns County property record for 5956 Co Rd 120, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,151 sqft · built 1992
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (May 2023)
Tax Bill	$3,756 (2026)
Deeds & Mortgages	May 2023 Sale Jan 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-50003-0000`

Property Details

APN / Parcel Number

Primary APN	`82-50003-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,151 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Lot Width	98 ft Width
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	5956 COUNTY ROAD 120
City	SAINT CLOUD
State	MN
Zip	56303-1130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 001 BLK 001 PRAIRIE ROSE ESTATES SECTION 05 TOWNSHIP 124 RANGE 028 SECTION 05 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	05
Legal Subdivision	PRAIRIE ROSE ESTATES
Legal Block	1
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1001
Census Tract	1003

Owner

5956 Co Rd 120 is owned and occupied by an individual who bought it in May 2023.

Source: Stearns County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	5956 COUNTY ROAD 120, SAINT CLOUD, MN 56303-1130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Warranty Deed, Transfer HOME TOWN TITLE LLC, HOME TOWN TITLE
Jan 25, 2023	Warranty Deed, Transfer MISC COMPANY
Jan 24, 2023	Warranty Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2023 · Amount on File
Deed Sale	May 11, 2023 · Amount on File
Prior Sale	Jan 24, 2023 · Amount on File
Deed Document Number	20231534868
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 17, 2023
Property Address	5956 COUNTY ROAD 120, SAINT CLOUD, MN 56303-1130
Document Number	00A1653175
Instrument Date	May 11, 2023
Instrument	A1653175
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	HOME TOWN TITLE LLC, HOME TOWN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5956 COUNTY ROAD 120, SAINT CLOUD, MN 56303-1130

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 25, 2023
Property Address	5956 COUNTY ROAD 120, SAINT CLOUD, MN 56303-1130
Document Number	00A1647938
Instrument Date	Jan 24, 2023
Instrument	A1647938
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20646 400TH ST, ALBANY, MN 56307-9627

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 24, 2023
Property Address	5956 COUNTY ROAD 120, SAINT CLOUD, MN 56303-1130
Document Number	00A1647841
Instrument Date	Jan 19, 2023
Instrument	A1647841
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 732, ALBANY, MN 56307-0732
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 5956 Co Rd 120 was $3,756 with a homeowner's exemption.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,756.00
2025		$273,100 Land $45,000 Building $228,100	$273,100 Land $45,000 Building $228,100
2023	$2,906.00	$256,200 Land $45,000 Building $211,200	$256,200 Land $45,000 Building $211,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5956 Co Rd 120 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5956 Co Rd 120 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CenturyLink DSL	140 / 20

May also be available: Verizon, Xtratyme Technologies.

Nearby Properties on Co Rd 120

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures