Polk County property record for 5955 Trophy Loop, Lakeland, FL 33811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,035 sqft · built 2003 |
| Lot Size | 0.29 acres (12,641 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $161,200 (Sep 2003) |
| Tax Bill | $1,214 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-15-141576-003260 |
| Primary APN | 23-29-15-141576-003260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,035 sqft Living Area |
| Gross Area | 2,455 sqft |
| 1st Floor Area | 2,035 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 12,641 sqft (0.29 acres) |
| Lot Dimensions | 131 ft deep x 92 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 212 sqft |
| Street Address | 5955 TROPHY LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33811-2074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEER BROOKE SOUTH PB 89 PGS 15 16 & 17 LOT 326 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 15 |
| Legal Subdivision | DEER BROOKE SOUTH |
| Legal Tract | 141576 |
| Legal Block | 2 |
| Legal Lot Number | 326 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 11909 |
Source: Polk County assessment roll, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5955 TROPHY LOOP, LAKELAND, FL 33811-2074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 25, 2003 · Amount on Record |
| Deed Sale | Sep 25, 2003 · Amount on Record |
| Prior Sale | Apr 22, 2003 · Amount on Record |
| Deed Document Number | 2003193643 |
| Deed Book / Page | 5525 / 768 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5955 TROPHY LOOP, LAKELAND, FL 33811-2074 |
| Document Number | 0102751107 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 5955 TROPHY LOOP LAKELAND FL 338112074, LAKELAND, FL 33811-2074 |
| Document Number | 0102751107 |
|---|---|
| Date | Oct 3, 2017 |
| Book Page | 010275/001107 |
| Instrument | 188468 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,214.00 (+37.33%) Homeowner's exemption | $134,110 (+5.99%) | $296,161 (-2.05%) Land $48,000 Building $248,161 |
| 2023 | $884.00 (+10.22%) Homeowner's exemption | $126,534 (+3%) | $302,346 (+7.53%) Land $46,000 Building $256,346 |
| 2022 | $802.00 Homeowner's exemption | $122,849 | $281,183 Land $44,000 Building $237,183 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 5 (2017–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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