5955 Colter Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 5955 Colter Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,232 sqft · built 1989
Lot Size	0.539 acres (23,479 sqft)
Owner	Owner Name on Record
Last Sale	$180,000 (Jul 2014)
Tax Bill	$1,662 (2024)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-1N-28-0000-08013-0000`

Property Details

APN / Parcel Number

Primary APN	`17-1N-28-0000-08013-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,232 sqft Heated Area
Gross Area	2,617 sqft
1st Floor Area	2,232 sqft
Utility Area	144 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	23,479 sqft (0.539 acres)
Lot Dimensions	2,350 ft deep x 1,000 ft wide
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	85 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	171N280000080130000
Street Address	5955 COLTER RD
City	MILTON
State	FL
Zip	32583-2835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	DESCRIPTION PER DEED 2014 COM AT SW SEC CORN THN N4143' 30E 28.50 FT THN N8922'0E 1990.75 FT THN N0*25'0W 767. 49 FT THN
Legal Range	28W
Legal Township	01N
Legal Section	17
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	2
Census Block	2003
Census Tract	10712

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	5955 COLTER RD, MILTON, FL 32583-2835
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Line of Credit CENTRAL CREDIT UNION OF FLORIDA
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 5, 2018	Deed of Trust, Mortgage · Line of Credit HOMESIDE FINANCIAL LLC
Nov 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Nov 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Nov 6, 2018	Deed of Trust, Mortgage · Line of Credit HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Last Sale	Jul 30, 2014 · Amount on Record
Deed Sale	Jul 30, 2014 · Amount on Record
Deed Document Number	201425979
Deed Book / Page	3361 / 0100
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5955 COLTER RD, MILTON, FL 32583-2835
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5955 COLTER RD, MILTON, FL 32583-2835

Mortgage

Document Number	0043640634
Date	Feb 3, 2023
Book Page	4364/634
Instrument	202304560

Lender

Name	CENTRAL CREDIT UNION OF FLORIDA
Type	Credit Union
Address	PENSACOLA, FL 32522

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 2, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5955 COLTER RD, MILTON, FL 32583-2835
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041950085
Date	Oct 19, 2021
Book Page	4195/85
Instrument	202169753

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5955 COLTER RD, MILTON, FL 32583-2835
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037800467
Date	Nov 5, 2018
Book Page	3780/0467
Instrument	201847537

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 25, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5955 COLTER RD, MILTON, FL 32583-2835
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037800456
Date	Nov 5, 2018
Book Page	3780/0456
Instrument	201847536

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5955 COLTER RD, MILTON, FL 32583-2835
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037801021
Date	Nov 6, 2018
Book Page	3780/1021
Instrument	201847702

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5955 COLTER RD, MILTON, FL 32583-2835
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037801033
Date	Nov 6, 2018
Book Page	3780/1033
Instrument	201847703

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 25, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,662.00 (+13.29%) Homeowner's exemption	$152,620 (+3%)	$233,254 (+1.92%) Land $27,500 Building $205,754
2023	$1,467.00 (+3.09%) Homeowner's exemption	$148,175 (+3%)	$228,850 (+3.46%) Land $25,300 Building $203,550
2022	$1,423.00 Homeowner's exemption	$143,859	$221,186 Land $19,800 Building $201,386

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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