Indian River County property record for 5955 4th St, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,715 sqft · built 1989 |
| Lot Size | 4.17 acres (182,081 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Nov 2015) |
| Tax Bill | $5,979 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 33-39-17-00001-0090-00003.0 |
| Primary APN | 33-39-17-00001-0090-00003.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,715 sqft Living Area |
| 1st Floor Area | 2,307 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 182,081 sqft (4.17 acres) |
| Garage Type | Detached |
| Garage Area | 2,040 sqft |
| Driveway | Driveway |
| Driveway Area | 11,023 sqft |
| Pool Area | 392 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 589 sqft |
| Patio Area | 890 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 81106 |
|---|---|
| Street Address | 5955 4TH ST |
| City | VERO BEACH |
| State | FL |
| Zip | 32968-9562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | INDIAN RIVER FARMS CO SUB PBS 2-25 E 1/2 OF THE FOLLOWING DESC PROPERTY; TH N 660.00 FT OF TR 9 SEC 17 TWP 33S RGE 39 E; LESS |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 17 |
| Legal Subdivision | INDIAN RIVER FARMS COMPANY S/D |
| Legal Tract | 9 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 50706 |
5955 4th St is owned and occupied by two individuals who bought it in November 2015.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5955 4TH ST, VERO BEACH, FL 32968-9562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2015 · Amount on File |
| Deed Sale | Nov 5, 2015 · Amount on File |
| Prior Sale | Oct 28, 2014 · Amount on File |
| Deed Document Number | 0028941018 |
| Deed Book / Page | 2832 / 1583 |
| Prior Transfer Date | Mar 23, 2015 |
| Prior Transfer Doc | 3120150017395 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 5955 4TH ST, VERO BEACH, FL 32968-9562 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0031652016 |
|---|---|
| Date | Nov 27, 2018 |
| Book Page | 3165/2016 |
| Instrument | 3120180071321 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 5955 4TH ST, VERO BEACH, FL 32968-9562 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5955 4TH ST, VERO BEACH, FL 32968-9562 |
| Document Number | 0033761634 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 3376/1634 |
| Instrument | 3120210001837 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 5955 4th St was $5,979.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,979.00 | $425,795 | $710,252 Land $177,650 Building $532,602 |
| 2023 | $5,303.00 (+13.77%) | $401,743 (+13.65%) | $698,599 (+44.04%) Land $159,885 Building $538,714 |
| 2022 | $4,661.00 | $353,486 | $485,008 Land $124,355 Building $360,653 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5955 4th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 437 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 437 in force |
| Nearby Flood Claims | 4 (2004–2025) |
| Most Recent Claim | Feb 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5955 4th St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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