5954 White Tail Loop, Lakeland, FL 33811 Property Records

Polk County property record for 5954 White Tail Loop, Lakeland, FL 33811

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,035 sqft · built 2003
Lot Size0.299 acres (13,020 sqft)
Owner2 Individual Names on File
Last Sale$122,000 (Sep 2012)
Tax Bill$1,384 (2025)
Deeds & MortgagesAug 2022 Mortgage
Jun 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN23-29-15-141576-004480

Property Details

APN / Parcel Number

Primary APN23-29-15-141576-004480
Alternative APNs
  • 152923141576004480
  • 52923000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,035 sqft Living Area
Gross Area2,455 sqft
1st Floor Area2,035 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area13,020 sqft (0.299 acres)
Lot Dimensions130 ft deep x 100 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchScreened/Unfinished Porch
Porch Area356 sqft

Location & Zoning

Street Address5954 WHITE TAIL LOOP
CityLAKELAND
StateFL
Zip33811-4011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF1
Legal DescriptionDEER BROOKE SOUTH PB 89 PGS 15 16 & 17 LOT 448
Legal Range23E
Legal Township29S
Legal Section15
Legal SubdivisionDEER BROOKE SOUTH
Legal Tract141576
Legal Block2
Legal Lot Number448
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2018
Census Tract11909

Owner

5954 White Tail Loop is owned and occupied by two individuals who bought it in September 2012.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address5954 WHITE TAIL LOOP, LAKELAND, FL 33811-4011
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2022Deed of Trust, Mortgage · VA Mortgage
PLAINS COMMERCE BANK
Jun 15, 2021Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2012 · Amount on File
Deed SaleSep 24, 2012 · Amount on File
Prior SaleJun 6, 2003 · Amount on File
Deed Document Number2012170349
Deed Book / Page8757 / 443
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address5954 WHITE TAIL LOOP, LAKELAND, FL 33811-4011
Transaction TypeMortgage
Record UpdatedSep 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1204 EVERGREEN DR, LAKELAND, FL 33805-4712

Mortgage

Document Number0000228990
DateAug 23, 2022
Book Page12389/1965
Instrument2022228990
Lender
NamePLAINS COMMERCE BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address5954 WHITE TAIL LOOP, LAKELAND, FL 33811-4011
Transaction TypeMortgage
Record UpdatedJun 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000154741
DateJun 15, 2021
Book Page11760/547
Instrument2021154741
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJun 5, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 5954 White Tail Loop was $1,384 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$151,293 (+2.7%)$286,685 (-5.83%) Land $48,000 Building $238,685
2025$1,384.00 Homeowner's exemption$147,315$304,418 Land $48,000 Building $256,418
2023$1,851.00 (+4.81%) Homeowner's exemption$138,993 (+3%)$310,557 (+8.24%) Land $46,000 Building $264,557
2022$1,766.00 Homeowner's exemption$134,945$286,906 Land $44,000 Building $242,906

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5954 White Tail Loop in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims5 (2017–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5954 White Tail Loop is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST/POLK COUNTY UTILITY
serves 39,209 people · EPA ID FL6530852
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on White Tail Loop

Nearby Streets

Search Property Records by Address or Parcel Number