Cheboygan County property record for 5954 Orchard Beach Rd, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,600 sqft · built 2004 |
| Lot Size | 7.84 acres (341,510 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $23,000 (Jun 2009) |
| Tax Bill | $769 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-036-200-006-02 |
| Primary APN | 104-036-200-006-02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,600 sqft Building Perimeter |
| 1st Floor Area | 1,600 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 341,510 sqft (7.84 acres) |
| Garage Area | 960 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5954 ORCHARD BEACH RD |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-9522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NE COR SEC 36, T37N,R1W FOR POB; TH W ALG ORCHARD BEACH RD 320FT; TH S 1320FT; TH E 320FT TO ROW OF TRUDEAU RD; TH N |
| Legal Range | 01W |
| Legal Township | 037 |
| Legal Section | 36 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | BENTON |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 960401 |
Source: Cheboygan County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10939 N BLACK RIVER RD, CHEBOYGAN, MI 49721-8913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AWAKON FEDERAL CREDIT UNION |
| Dec 8, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AWAKON FEDERAL CREDIT UNION |
| Dec 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage AWAKON FEDERAL CREDIT UNION |
| Apr 11, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance STRAITS AREA FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2009 · Amount on Record |
| Deed Sale | Jun 24, 2009 · Amount on Record |
| Prior Sale | Jul 20, 2007 · Amount on Record |
| Deed Book / Page | 1130 / 231 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 5954 ORCHARD BEACH RD, CHEBOYGAN, MI 49721-9522 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5954 ORCHARD BEACH RD, CHEBOYGAN, MI 49721-9522 |
| Document Number | 0000001570/0000000969 |
|---|---|
| Date | Dec 8, 2025 |
| Book Page | 0000001570/0000000969 |
| Name | AWAKON FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 5954 ORCHARD BEACH RD, CHEBOYGAN, MI 49721-9522 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5954 ORCHARD BEACH RD, CHEBOYGAN, MI 49721-9522 |
| Document Number | 0000001570/0000000969 |
|---|---|
| Date | Dec 8, 2025 |
| Book Page | 0000001570/0000000969 |
| Name | AWAKON FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 5954 ORCHARD BEACH RD, CHEBOYGAN, MI 49721-9522 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5954 ORCHARD BEACH RD, CHEBOYGAN, MI 49721-9522 |
| Document Number | 0000001522/0000000470 |
|---|---|
| Date | Dec 28, 2023 |
| Book Page | 0000001522/0000000470 |
| Name | AWAKON FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 132 Months |
| Due | Jan 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 5954 ORCHARD BEACH RD, CHEBOYGAN, MI 49721-9522 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1382/75 |
|---|---|
| Date | Apr 11, 2019 |
| Book Page | 1382/75 |
| Name | STRAITS AREA FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | May 1, 2024 |
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Benton Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,400 (+15.17%) | $148,800 (+15.17%) | |
| 2025 | $769.00 (+10.97%) | ||
| 2023 | $64,600 | $129,200 | |
| 2022 | $693.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Presque Isle Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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