5954 Kramer Dr, Jacksonville, FL 32216 Property Records

Duval County property record for 5954 Kramer Dr, Jacksonville, FL 32216

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,308 sqft · built 1964
Lot Size	0.181 acres (7,873 sqft)
Owner	Individual Name on File
Last Sale	$172,500 (Aug 2006)
Tax Bill	$1,243 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`155135-0000`

Property Details

APN / Parcel Number

Primary APN	`155135-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	1,685 sqft
1st Floor Area	1,025 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1975
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,873 sqft (0.181 acres)
Lot Dimensions	115 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	69 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5954 KRAMER DR
City	JACKSONVILLE
State	FL
Zip	32216-5518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	31-86 56-3S-27E LORAN ESTATES UNIT 2 LOT 5 BLK 8
Legal Range	27E
Legal Township	03S
Legal Section	56
Legal Subdivision	LORAN ESTATES UNIT 02
Legal Block	8
Legal Lot Number	5
Legal Unit	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1014
Census Tract	16002

Owner

5954 Kramer Dr is owned and occupied by an individual who bought it in August 2006.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	5954 KRAMER DR, JACKSONVILLE, FL 32216-5518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Nov 22, 2019	Deed of Trust, Mortgage · Conventional with PMI VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2006 · Amount on File
Deed Sale	Aug 2, 2006 · Amount on File
Prior Sale	Jun 25, 1998 · Amount on File
Deed Document Number	2006268746
Deed Book / Page	13430 / 816
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	5954 KRAMER DR, JACKSONVILLE, FL 32216-5518
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5954 KRAMER DR, JACKSONVILLE, FL 32216-5518

Mortgage

Document Number	0199301144
Date	Sep 27, 2021
Book Page	19930/1144
Instrument	2021252506

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	5954 KRAMER DR, JACKSONVILLE, FL 32216-5518
Document Number	0190262367
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5954 KRAMER DR JACKSONVILLE FL 322165518, JACKSONVILLE, FL 32216-5518

Mortgage

Document Number	0190262367
Date	Dec 5, 2019
Book Page	019026/002367
Instrument	278450

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Dec 4, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 5954 Kramer Dr was $1,243 with a homeowner's exemption, up 19.6% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,415 (+2.7%)	$213,322 (-2.54%) Land $80,569 Building $132,753
2025	$1,243.00 (+19.63%) Homeowner's exemption	$89,986	$218,872 Land $85,000 Building $133,872
2024	$1,039.00 (+4%)
2023	$999.00 (+10.88%) Homeowner's exemption	$84,903 (+3%)	$211,035 (+7.97%) Land $95,000 Building $116,035
2022	$901.00 Homeowner's exemption	$82,431	$195,455 Land $95,000 Building $100,455

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5954 Kramer Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	6 (2012–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5954 Kramer Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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