5953 Rosemary Ln, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 5953 Rosemary Ln, Cedar Bluff, AL 35959

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,420 sqft · built 1965
Lot Size0.56 acres (24,378 sqft)
Owner2 Individual Names on File
Last Sale$282,000 (Mar 2021)
Tax Bill$1,357 (2025)
Deeds & MortgagesDec 2025 Second Mortgage
Apr 2025 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-10-08-34-0-000-137.000

Property Details

APN / Parcel Number

Primary APN13-10-08-34-0-000-137.000
Alternative APNs
  • ALT APN:1008340000137000
  • 211828

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,420 sqft Living Area
1st Floor Area1,038 sqft
Upper Floors Area382 sqft
Basement Area546 sqft
Finished Basement546 sqft
Unfinished Basement546 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area24,378 sqft (0.56 acres)
Garage TypeMixed
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area768 sqft
Deck AreaDeck Area
Utility Building96 sqft

Location & Zoning

Account Number211828
Street Address5953 ROSEMARY LN
CityCEDAR BLUFF
StateAL
Zip35959-5125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10, FLETCHER & ROSEMARY SEWELL S/D, PB 6/22
Legal Range10E
Legal Township09S
Legal Section34
Legal SubdivisionFLETCHER & ROSEMARY SEWELL SD
Legal Lot Number10
JurisdictionCHEROKEE AL
Township / Civil DivisionCEDAR BLUFF-GAYLESVILLE
Census Block Group2
Census Block2064
Census Tract955701

Owner

Source: Cherokee County records · APN 13-10-08-34-0-000-137.000

Assessment roll updated December 1, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5953 ROSEMARY LN, CEDAR BLUFF, AL 35959-5125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 03, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Apr 22, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Mar 26, 2021Warranty Deed, Transfer · Conventional Mortgage
HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 26, 2021 · Amount on Record
Deed SaleMar 26, 2021 · Amount on Record
Prior SaleMar 26, 2021
Deed Document Number2021217335
Prior Transfer DateMar 24, 2021
Prior Transfer Doc0000217334
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address5953 ROSEMARY LN, CEDAR BLUFF, AL 35959-5125
Transaction TypeMortgage
Record UpdatedDec 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000241544
DateDec 03, 2025
Instrument241544
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2055

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address5953 ROSEMARY LN, CEDAR BLUFF, AL 35959-5125
Transaction TypeMortgage
Record UpdatedNov 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5953 ROSEMARY LN, CEDAR BLUFF, AL 35959-5125

Mortgage

Document Number0000238362
DateApr 22, 2025
Instrument238362
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMay 01, 2045

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateMar 26, 2021
Property Address5953 ROSEMARY LN, CEDAR BLUFF, AL 35959-5125
Document Number0000217335
Map ReferencePB 6 PG 22
Instrument DateMar 24, 2021
Instrument217335
Transaction TypeTransfer
Record UpdatedNov 27, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address233 LIMETREE PARK DR, BONITA SPRINGS, FL 34135-4362

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000217336
DateMar 26, 2021
Instrument217336
Lender
NameHOMESTAR FINANCIAL CORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated December 1, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
MunicipalityCedar Bluff Town
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,357.00 (+5.69%) Homeowner's exemption$18,180 (+9.92%) Land $15,400 Building $2,780$299,800 (+5.41%) Land $154,000 Building $145,800
2024$1,284.00 Additional exemption filed$16,540 (-41.88%) Land $13,760 Building $2,780$284,400 (-) Land $137,500 Building $146,900
2023$1,284.00 Homeowner's exemption$28,460 (+72.07%)$284,400 (-) Land $137,500 Building $146,900
2022$1,284.00 Homeowner's exemption$16,540 Land $13,760 Building $2,780$284,400 Land $137,500 Building $146,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 15, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimApr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
TDS Telecom
DSL
50 / 10

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 63 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCEDAR BLUFF UTILITIES BOARD
serves 4,281 people
Water SourcePurchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State InspectionOct 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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