5953 Diamond Dr, Troy, MI 48085 Property Records

Oakland County property record for 5953 Diamond Dr, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,361 sqft · built 1974
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,000 (Apr 2014)
Tax Bill	$5,004 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2018 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-12-201-004`

Property Details

APN / Parcel Number

Primary APN	`88-20-12-201-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,361 sqft Living Area
1st Floor Area	1,401 sqft
Basement Area	1,401 sqft
Unfinished Basement	1,401 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	122 ft deep x 70 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	55 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	5953 DIAMOND DR
City	TROY
State	MI
Zip	48085-3952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T2N, R11E, SEC 12 STONERIDGE SUB LOT 176
Legal Range	11E
Legal Township	2N
Legal Section	12
Legal Subdivision	STONERIDGE SUB
Legal Lot Number	176
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	3
Census Block	3003
Census Tract	196000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5953 DIAMOND DR, TROY, MI 48085-3952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS AND GOV'T CREDIT UNION
Aug 17, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK EASTERN MICHIGAN
Sep 22, 2020	Deed of Trust, Mortgage CREDIT UNION ONE
Sep 14, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage T & I CU
Apr 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage T & I CU
Jun 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CREDIT UNION ONE
Sep 14, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION ONE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2014 · Amount on Record
Deed Sale	Apr 15, 2014 · Amount on Record
Deed Document Number	201473864
Deed Book / Page	46957 / 644
Last Transfer Date	Aug 15, 2017
Transfer Doc	0000170780
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	May 4, 2026
Property Address	5953 DIAMOND DR, TROY, MI 48085-3952
Document Number	0000059599
Book / Page	61160 / 749
Instrument Date	Apr 9, 2026
Instrument	202659599
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5953 DIAMOND DR, TROY, MI 48085-3952

Mortgage

Document Number	0000059599,
Date	May 4, 2026
Book Page	61160/749
Instrument	202659599

Lender

Name	MICHIGAN SCHOOLS AND GOV'T CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5953 DIAMOND DR, TROY, MI 48085-3952
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000137122
Date	Aug 17, 2018
Book Page	52104/00166
Instrument	137122

Lender

Name	FIFTH THIRD BANK EASTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5953 DIAMOND DR, TROY, MI 48085-3952
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5953 DIAMOND DR, TROY, MI 48085-3952

Mortgage

Document Number	0000192746
Date	Sep 22, 2020
Book Page	54868/374
Instrument	192746

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Oct 5, 2035

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5953 DIAMOND DR, TROY, MI 48085-3952
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5953 DIAMOND DR, TROY, MI 48085-3952

Mortgage

Document Number	0000185677
Date	Sep 14, 2020
Book Page	54822/114
Instrument	185677

Lender

Name	T & I CU
Type	Credit Union
Address	CLAWSON, MI 48017

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 15, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5953 DIAMOND DR, TROY, MI 48085-3952
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5953 DIAMOND DR, TROY, MI 48085-3952

Mortgage

Document Number	0000367391
Date	Apr 14, 2022
Book Page	57689/873
Instrument	367391

Lender

Name	T & I CU
Type	Credit Union
Address	CLAWSON, MI 48017

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5953 DIAMOND DR, TROY, MI 48085-3952
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5953 DIAMOND DR, TROY, MI 48085-3952

Mortgage

Document Number	0000406812
Date	Jun 29, 2022
Book Page	57908/898
Instrument	406812

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 8, 2037

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 14, 2017
Property Address	5953 DIAMOND DR, TROY, MI 48085-3952
Document Number	0000170780
Book / Page	051069 / 000260
Instrument Date	Aug 15, 2017
Instrument	170780
Transaction Type	Transfer
Record Updated	Oct 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5953 DIAMOND DR TROY MI 480853952, TROY, MI 48085-3952

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5953 DIAMOND DR, TROY, MI 48085-3952
Document Number	0000029062
Book / Page	050387 / 000199
Instrument Date	Jan 14, 2017
Transaction Type	Mortgage
Record Updated	Apr 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5953 DIAMOND DR TROY MI 480853952, TROY, MI 48085-3952

Mortgage

Document Number	0000029062
Date	Feb 15, 2017
Book Page	050387/000199
Instrument	29062

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 14, 2027

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,004.00 (+2.39%)
2024	$4,887.00 (-6.09%)
2023			$366,620
2022	$5,204.00	$183,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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