5951 Otter Point Rd, Pensacola, FL 32504 Property Records

Escambia County property record for 5951 Otter Point Rd, Pensacola, FL 32504

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,430 sqft · built 1996
Lot Size	0.316 acres (13,765 sqft)
Owner	Owner Name on File
Last Sale	$340,000 (May 2004)
Tax Bill	$5,115 (2024)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`33-1S-30-3900-006-002`

Property Details

APN / Parcel Number

Primary APN	`33-1S-30-3900-006-002`
Alternative APNs	`033524368` `33524368`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	3,430 sqft Adjusted Area
1st Floor Area	2,901 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	13,765 sqft (0.316 acres)
Garage Type	Detached - Finished
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	576 sqft
Porch	Porch
Porch Area	749 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33524368
Old Parcel Number	033524368
Street Address	5951 OTTER POINT RD
City	PENSACOLA
State	FL
Zip	32504-7953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LT 6 BLK B THE RESERVE AT CARPENTERS CREEK PB 15 P 31 OR 5413 P 1361 SHEET H
Legal Range	30W
Legal Township	01S
Legal Section	33
Legal Subdivision	RESERVE AT CARPENTERS CREEK
Legal Block	B
Legal Lot Number	6
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2009
Census Tract	1201

Owner

The current owner of 5951 Otter Point Rd bought it in May 2004.

Source: Escambia County records, as of December 17, 2025

Owner of Record	Owner Name on File
Mailing Address	5951 OTTER POINT RD, PENSACOLA, FL 32504-7953
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2004 · Amount on File
Deed Sale	May 19, 2004 · Amount on File
Prior Sale	Oct 18, 1995 · Amount on File
Deed Document Number	2004-242099
Deed Book / Page	5413 / 1361
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	5951 OTTER POINT RD, PENSACOLA, FL 32504-7953
Document Number	0081841281
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5951 OTTER POINT RD PENSACOLA FL 325047953, PENSACOLA, FL 32504-7953

Mortgage

Document Number	0081841281
Date	Oct 18, 2019
Book Page	008184/001281
Instrument	92071

Lender

Name	SMARTBANK
Type	Bank
Address	PENSACOLA, FL 32502

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$350,701	$549,135 Land $80,000 Building $469,135
2024	$5,115.00 (+2.53%)
2023	$4,989.00 (+2.53%) Homeowner's exemption	$330,892 (+3%)	$527,480 (+11.3%) Land $80,000 Building $447,480
2022	$4,866.00 Homeowner's exemption	$321,255	$473,923 Land $71,250 Building $402,673

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5951 Otter Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	3 (1979–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5951 Otter Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: AT&T.

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